Buy to let mortgage calculator
Published 1st December 2017
This is the ultimate buy to let calculator. It took me ages to build so I hope you appreciate it!
It will give you approximate figures for the most you can borrow based on your property value, based on your rental income, and what rental income you need to borrow the mortgage you want. This calculator is just for indicative purposes based on how most lenders can calculate their lending and affordability - the actual amount you can borrow will only ever be confirmed once you approach a lender formally and go through their credit scoring systems. Therefore, bear in mind that that these are rough estimates only and this should not be construed as advice.
Note: This calculator may not be suitable for portfolio landlords of more than 4 properties given the PRA changes to how these mortgages are assessed. New calculators for this are ULTRA complex and currently being worked on by people far more clever than me! As soon as we have hold of a decent one we'll post it here.
To get an accurate borrowing limit, to have an advisor arrange an official mortgage in principle, or to ask us anything at all, make an enquiry below...