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Footy 100: How many Homes can a Footballer Buy?

Footy 100: How many Homes can a Footballer Buy?
Pete Mugleston

Author: Pete Mugleston - Mortgage Advisor, MD

Updated: June 10, 2022

We’re used to hearing about the people who can’t afford to buy their own homes, but what about those on the other end of the scale? Our new Footy 100 tool shows you how many houses top footballers can buy every year with their stellar salaries. 

There are many reports about how much money footballers earn each year, plus details of their high-profile endorsements, but to put this into perspective, we’ve compared their wages to house prices.

Now that the transfer window has closed, see how your favourite footballer performs…

Football’s coming home

Considering that most home buyers have to use a mortgage to purchase a property and a huge proportion of younger people struggle to even get on the housing ladder in the first place, it’s unnerving to see how many houses footballers can buy outright every year.

The tool takes the average UK house price, £235,000, to calculate how many houses a footballer could buy with their earnings in a single year. To compare your own home, simply insert the value beneath the list of players.

You can compare footballers’ earnings in different leagues to highlight the wage disparity across international clubs. The tool will show you the top five earners from each league.

Women in sport

We know that there’s a gender pay gap across most industries, but even the highest paid sports stars suffer.

Tennis may have produced the highest paid female athlete in the world, but Serena Williams is still miles behind her male counterpart, Roger Federer. While Federer makes over £70m a year, Williams earns over three times less.

And it’s not just her salary that’s lower – Federer’s sponsorships are worth three-and-a-half times Williams’ £19m.

Female footballers

The picture is much starker for female footballers, however. The highest earning female player, Ada Hegerberg, earns a staggering 178 times less than the highest paid male footballer, Messi.

Could this be the greatest gender pay gap in the world?

Comparing Hegerberg and Messi’s salaries alone shows that he’s paid more than 200 times her wage. However, late last year, Australia joined New Zealand and Norway in placing male and female players on the same pay scale. Could this be rolled out across the world in the future?

Ordinary people

We also wanted to showcase the wealth disparity between sports stars and other professions. The prime minister’s wage is in there, as well as more common job roles, including nurses and cleaners, alongside the average UK salary.

How do sports stars’ earnings compare to your own?

See if you can spot footballers of the past, too – you may be surprised how little they earn in comparison to today’s stars, not to mention the average CEO of a FTSE 100 company!

The sponsorship

With sports becoming increasingly focused on sponsorships from big brands, the tool shows you how sports stars’ salaries compare to their annual earnings from endorsements.

Find out who earns the most from their salary alone, whose endorsements make them the most and which athlete is paid the most overall.

Roger Federer earns the most from endorsements

Interestingly, although Lionel Messi’s £70m salary trumps Roger Federer’s £5.6m, Federer actually earns more in endorsements.

The footballer’s mortgage

While it’s fun to look into how much famous sports stars earn, mortgages are our bread and butter. We know that some footballers won’t necessarily use mortgages to buy their mansions, but you may be surprised by just how much they could borrow – especially when compared to your own maximum loan.

And, if you’re wondering how long it would take you to pay off a mortgage on a footballer-level property, then we’ve done the maths for you. Even saving up for a deposit is impossible – try it yourself here.

We often hear about how much footballers are paid, but we wanted to really highlight quite how substantial their salaries are – what were you most surprised to learn?

Join the conversation on Twitter using #Footy100

Sources

Office for National Statistics
Forbes
BBC

FCA disclaimer

*Based on our research, the content contained in this article is accurate as of the most recent time of writing. Lender criteria and policies change regularly so speak to one of the advisors we work with to confirm the most accurate up to date information. The information on the site is not tailored advice to each individual reader, and as such does not constitute financial advice. All advisors working with us are fully qualified to provide mortgage advice and work only for firms who are authorised and regulated by the Financial Conduct Authority. They will offer any advice specific to you and your needs.

Some types of buy to let mortgages are not regulated by the FCA. Think carefully before securing other debts against your home. As a mortgage is secured against your home, it may be repossessed if you do not keep up with repayments on your mortgage. Equity released from your home will also be secured against it.

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