Welcome to the OMA Blog
Eight questions your mortgage lender will ask – and why
The mortgage application process can often feel a little invasive. Sharing the innermost details of your finances and future life…
With northern devolution hanging in the balance, is housing policy the biggest loser?
Last week, summer officially ended as schools reopened and our politicians resumed their place in parliament. One of the first…
Brexit: will we really be free from the clutches of EU regulation?
The decision on 23rd June marked a paradigm shift for British politics, and it will have a profound impact on…
Building more houses: the perpetual hot potato
The first Bank of England interest rate cut since the record low was established in 2009 may well be good…
BREAKING NEWS: SOCIAL MEDIA TO IMPACT MORTGAGE APPROVALS
In an unexpected but groundbreaking turn of events, lenders have announced a fundamental shift in the way they manage and…
House prices expected to increase 50% in a decade, according to ARLA.
Over the next 10 years, UK house prices are set to increase by 50%. The report by the Association of…
Increased stamp duty on buy-to-let and second properties
Property investors were dealt a blow when George Osborne announced in his Autumn budget that anyone buying second homes or buy-to-let…
The Mortgage Market Review – What’s it all about?
In an aim to ensure borrowers are not offered loans they cannot afford, new mortgage rules came into force in…
Using retained net profit figure towards income when applying for a mortgage
Hi, One of the biggest issues self-employed borrowers come across is finding the right advice when it comes to affordability,…