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A quick guide to the best money saving apps for iOS and Android

By Mark Langshaw

Published: 9th April 2019 Last updated: 9th October 2019
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Budgeting is a bit like getting your five a day; you know it’s a good idea, but somehow you never quite get around to it.

The good news is, applying for a mortgage is a pretty good motivator, and there are plenty of money saving apps to help you get started.

So, what are the best budgeting apps in the UK at the moment? Below we take a quick look at the best money saving apps for iOS and Android according to what people download the most…

Top 4 money saving apps for iOS

1. MoneyWiz 2

A popular finance app that keeps track of how much you spend every month by managing all your accounts, budgets and bills in one place. You can sync it with all your online bank accounts and all your devices.

Price: £19.99

Rating: 4.5 stars

2. Money – Budget & Finance

A great value app that does all the standard expense tracking you’d want but with some useful budget planning features for income, expenses and transfers thrown in. Should you need it there are 15 different report types, and an added bonus is the very Apple-like interface which makes it a pleasant user experience.

Price: Free

Rating: 4 stars

3. HomeBudget with Sync

A less expensive app that helps you track your expenses, income, bills-due and account balances. It offers support for budgeting, and some rather nice-looking charts and graphs to analyse it all. You can even group devices within the household to exchange information and work together within a single budget.

Price: £4.99

Rating: 4.5 stars

4. iFinance 4

Pricier than the other money saving apps on this list but if you’re not sure where your salary goes every month this one could be for you. A highly visual expense tracker offering plenty of graphs and analyses, so you can instantly see what your biggest spending items are and where you could save money.

Price: £34.99

Rating: 4.5 stars

Top 4 money saving apps for Android

1. Monthly Budget Planner & Daily Expense Tracker

An intuitive and user-friendly tool that keeps things simple with features like an autocomplete function based on your previous entries, and helpful charts and summary information. The six-month forecast feature gives you an interesting snapshot into the future if you keep on doing what you’re doing – good or bad.

Price: Free

Rating 4.7 stars

2. Money Manager Expense & Budget

A stylish-looking app and user interface that even does asset management and accounting should you need it. The photo save feature manages to incorporate some fun into your budget planning by letting you upload your memories alongside your receipts. So not only can you see a history of what you’ve spent, but photographic evidence of whether it was worth it.

Price: Free

Rating: 4.6 stars

3. Mobills Budget

A budget planning app that’s particularly good for saving money and keeping up with payments. Features include a bill payment reminder to help you stay out of debt, as well as a tool for managing all your credit cards in one place.

Price: Free

Rating: 4.6 stars

4. Wallet - Finance Tracker and Budget Planner

The app that acts as your personal finance manager. It tracks all your expenses in real time and does account sharing so you and family members can work to the same budget on multiple devices. You can even upload loyalty and reward cards so there’s no need to overload your wallet.

Price: Free

Rating: 4.6 stars

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