Terms & Conditions: 100,000 customers offer
1. Promotion Period
The Promotion Period will begin from Monday 28th October 2019 at 9:00 (GMT) and end on Friday 29th November 2019.
Open to legal residents of the United Kingdom, who are at least 18 years of age at the time of entry. Participation constitutes entrant’s full and unconditional acceptance of these Official Rules, which are final. Winning a prize is contingent upon fulfilling all requirements as set forth in these Official Rules.
3. How to Enter
To participate in Online Mortgage Advisor's opportunity to win one of the prizes listed, you need to successfully complete one of the following purchases: a mortgage or secured loan; a pension product; any life or income insurances products; any commercial energy product or any business insurance product, such as relevant life, key person cover or shareholder protection.
Any customer can claim one of each of the prizes available from all offers in a single transaction. A customer can only claim a prize once per product. Prizes can only be claimed on new enquiries during the offer period and will only be received once the new product has been arranged and is live. Use of any automated system to participate is prohibited and will result in disqualification. Online Mortgage Advisor is not responsible for late, lost, incomplete, unintelligible, invalid or misdirected requests, which will be disqualified.
Online Mortgage Advisor assumes no responsibility for any computer, telephone, cable, network, satellite, electronic or Internet hardware or software malfunctions, failures, connections, availability, garbled or jumbled transmissions, or service provider/Internet/web site/use net accessibility or availability, traffic congestion, or unauthorised human intervention, or the incorrect or inaccurate capture of entry information, or the failure to capture any such information.
Prize winners will be notified on completion of purchasing one of the products listed above.
All potential winners are subject to verification by an Administrator, whose decisions are final. Sponsor will not accept screenshots or other evidence of winning in lieu of its validation process. Any entry that occurs after the system has failed for any reason is deemed a defective entry, is void and will not be honoured.
The prizes available are: a Ring HD Video Doorbell, upon mortgage or secured loan completion; or a £50 Amazon voucher upon completion of purchase of a pension product, any life or income insurance product, any commercial energy product; or a £50 Love2shop voucher upon completion of any business insurance product. No prize substitutions, cash equivalent or transfer of prizes are permitted, except at the sole discretion of Online Mortgage Advisor. Prizes are subject to availability and Online Mortgage Advisor reserves the right, at its sole discretion, to award a prize of greater or equal value if the advertised prize is unavailable.
Winners are responsible for all federal, state and local taxes, including without limitation any applicable income taxes on prizes and for any other expenses relating to the use of prizes. Sponsor, to the extent required by law, reserves the right to notify local, state and federal taxing or regulatory authorities of the identity of the winner, the value of the prize and any other information required by any applicable statue, regulation or ordinance.
6. Verification of Winners
All potential winners will receive confirmation via email or other appropriate methods submitted in their customer enquiry submission and will be required to submit the official name and shipping information. Failure to return any requested shipping information within seven (7) days, may result in forfeiture of prize and a new winner will be selected. Sponsor will determine how the prize is delivered.
7. General Rules
Where permitted by law, entrants that become prize winners grant to Sponsor, and those acting pursuant to Sponsor’s permission, the right at any time to print, publish, broadcast and use, worldwide in any media now known or hereafter developed, including but not limited to the world wide web, winner’s name, portrait, picture, voice, likeness and biographical information as news or information and for advertising, trade and promotional purposes without additional consideration, and without review, notice or approval.
Sponsor and/or Administrator reserve the right, at their sole discretion, to disqualify any individual found, in their sole discretion, to be (a) tampering with the entry process or the operation of the competition; (b) acting in violation of these Official Rules; (c) acting in a non-sportsmanlike or disruptive manner, or with intent to annoy, abuse, threaten or harass any other person.
Any use of robotic, automatic, macro, programmed, third party or like entry methods will void all such entries, and any participant using any such method will be disqualified. In the event of a dispute as to entries submitted by multiple users having the same email account, the authorised subscriber of the email account used to enter the competition at the actual time of entry, will be deemed to be the participant and must comply with these rules. Authorised account subscriber is deemed to be the natural person who is assigned an email address by an Internet access provider, online service provider or other organisation which is responsible for assigning email addresses or the domain associated with the submitted email address. Sponsor may prosecute any fraudulent activities to the full extent of the law.
8. Limitation of Liability
By participating in the competition, entrants agree to abide by the terms of these official rules and the decisions of the Sponsor and Administrator, waive any right to claim ambiguity in the rules, and release, indemnify and hold harmless the Sponsor, Administrator or other sweepstakes partners, and each of their parents, affiliates, subsidiaries, prize suppliers, advertising and promotion agencies, and all of their respective agents, representatives, officers, directors, shareholders, members and employees (collectively known as ‘releasees’) from and against any injuries, losses, damages, claims, actions or any liability of any kind resulting from or arising from participation in the sweepstakes or acceptance, possession, use, misuse or non-use of the prize that may be awarded.
Winners agree to accept the prize ‘as is’, and entrants hereby acknowledge that the sponsor, administrator or partners have neither made nor are in any manner responsible or liable for any warranty, or guarantee, express or implied, in fact or in law, relative to the prize, including express warranties (if any) provided exclusively by a prize supplier that are sent along with the prize.
9. Additional Terms and Conditions
Entrants agree that any and all disputes shall be governed by the laws of the United Kingdom. Releasees are not responsible for printing or typographical errors in any competition-related materials; or for transactions (including response submissions) that are lost, misdirected, fail to enter into the processing system, or are processed, reported, or transmitted late or incorrectly or are lost for any reason including computer, telephone, paper transfer, mail system, human or other error; or for electronic, computer, or telephonic malfunction or error, including inability to access any website associated with this competition, or process any transaction thereon.
If in the Administrator’s opinion there is any suspected or actual evidence of electronic or non-electronic tampering with any portion of the competition, or if computer virus, bugs, unauthorised intervention, fraud, or technical difficulties or failures compromise, corrupt or affect the administration, integrity, security, fairness or proper conduct of the competition, the Administrator and partners reserve the right at their sole discretion to disqualify any individual who tampers with the entry process and/or void any entries submitted fraudulently, modify or suspend the competition, or to terminate the competition and award the remaining prizes using all eligible, non-suspect entries received as of the action requiring such termination.
Online Mortgage Advisor reserves the right to modify or terminate the competition in its entirety at any time and at its sole discretion. Should the competition be terminated or modified prior to the stated end date, notice will be posted on www.onlinemortgageadvisor.co.uk/blog/100000-customers-offer/ or redirected to an alternative link. Any attempt by an entrant or any other individual to deliberately damage any website or undermine the legitimate operation of the competition is a violation of criminal and civil laws and, should such an attempt be made, Online Mortgage Advisor reserves the right to seek damages and other remedies from any such person to the fullest extent permitted by law. Any attempts by an individual to access any website associated with this competition via a bot script, or other brute force attack, or any other unauthorised means will result in the IP address becoming ineligible. Use of automated entry devices, or competition entry services or programs is prohibited.
10. Winners List or Rules Requests
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