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Buy to let mortgage calculator
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Welcome to the ultimate buy to let calculator.
It will give you approximate figures for the most you can borrow based on your property value, based on your rental income, and what rental income you need to borrow the mortgage you want. This calculator is just for indicative purposes based on how most lenders can calculate their lending and affordability - the actual amount you can borrow will only ever be confirmed once you approach a lender formally and go through their credit scoring systems. Therefore, bear in mind that that these are rough estimates only and this should not be construed as advice.
Note: This calculator may not be suitable for portfolio landlords of more than 4 properties given the PRA changes to how these mortgages are assessed. New calculators for this are ULTRA complex and currently being worked on by people far more clever than me! As soon as we have hold of a decent one we'll post it here.
To get an accurate borrowing limit, to have an advisor arrange an official mortgage in principle, or to ask us anything at all, make an enquiry below...
The info on the site is not tailored advice to each individual reader, and as such does not constitute financial advice. All advisors working with us are fully qualified to provide mortgage advice and work only for firms who are authorised and regulated by the Financial Conduct Authority. They will offer any advice specific to you and your needs.
Think carefully before securing other debts against your home. As a mortgage is secured against your home, it may be repossessed if you do not keep up with repayments on your mortgage.
Buy To Let Mortgage Information
Looking for specialist advice? Read through our articles about different types of buy to let situations, and how best to prepare yourself to find the right mortgage for you