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Uninhabitable properties question

15th November 2018

Can I get a mortgage on a property with no kitchen? Hi there, I’ve been declined by my bank, they…

Get a Mortgage When I’m In a Debt Management Plan

11th December 2017

Hi there, I went through a rough patch a few years ago when I was out of work during the…

Can I Get a Mortgage Using Company Profits Rather Than Drawings?

11th December 2017

Hi Pete, I run my own business via a limited company. It’s going well but can’t get the mortgage I…

Development Finance Without Proof Of Personal Income

11th December 2017

Hi Alan (or Pete), I’m in the process of renovating 2 barns that once completed will be let out but…

Can I Use Gifted Equity and Apply in Just My Husbands Name?

11th December 2017

Hi Pete, We are looking to buy my father in-laws house which is valued at £210,000 for a reduced price…

Can I use goodwill payments from my business for a mortgage?

11th December 2017

Hi Pete, I’ve got a very complicated set of accounts as a result of changing from a partnership to a…

Can I borrow using my most recent accounting figures?

11th December 2017

Hi, I’ve been reading through the articles regarding using your most recent accounts to obtain a mortgage and wondered if…

Can I get a mortgage if I’ve been repossessed and have a new business?

11th December 2017

Dear Pete, I’ve been reading the articles on the site and have a very complicated case! My house was repossessed…

Using retained net profit figure towards income when applying for a mortgage

11th December 2017

Hi. Last year my company had its most profitable year yet but we didn’t pay out dividends on all of the…

What’s the maximum number of mortgages I can have?

11th December 2017

Important update*** In the autumn statement the government stated that they would be bringing in significant increases in stamp duty…