Whatever your credit history, there’s someone here who gets it - and knows exactly what to do.

Meet Your Bad Credit Expert Advisors

Our lovely, expert advisors help people with all types of bad credit on a daily basis. They’re here for you, too.

  • Honest, Trustworthy & Down to Earth. Fully qualified and FCA-authorised - no cowboys.
  • Deep understanding of credit issues. Defaults, CCJs, bankruptcy - they’ve seen it all, and help people through it every day.
  • Here whenever you need them. Got a question? Need help with something? They're just a click away.
Group of advisors
T-shirt with we love bad credit mortgages on the front
Rhianna

Our Bad Credit Channel-Experts

Every advisor you’ll meet on this page is a bad credit specialist, this means that they help people with bad credit every single day.

They each bring decades of combined experience, specialist qualifications and a genuine passionfor helping clients navigate even the most complex financial situations.

They’re carefully chosen, not just for their deep knowledge of lender policies, but for their empathy and people-first approach.

They’re here to listen, explain things clearly, and provide fast answers that you can count on.

They’re genuinely happy to help, and looking forward to meeting you.

 

Photo of Sheridan Repton

Sheridan Repton

Bad Credit Mortgage Advisor

Sheridan is a CeMAP and CeRER-qualified mortgage specialist with over two decades of experience. He's known around the office for his expertise in adverse credit and buy-to-let mortgages, passionate client-first approach, and dedication to making the mortgage process smooth and stress-free. All while juggling life as a proud parent, Formula One fan, and model aircraft enthusiast.
Photo of Graham Turner

Graham Turner

Bad Credit Mortgage Advisor

Graham is a CeMAP-qualified mortgage and protection specialist with over nine years of experience, known for his empathetic, tailored advice to first-time buyers and clients with adverse credit backgrounds. He has supported over 4,000 clients whilst also being an award-winning advisor and accomplished musician.
Photo of Luke Naylor

Luke Naylor

Bad Credit Mortgage Advisor

Luke is a DipFA-qualified mortgage advisor with over 20 years of financial services experience, specialising in first-time buyers and adverse credit. He's known for his client-focused approach, deep industry knowledge & experience, and passion for helping people that feel stuck leave with outcomes they didn't think were possible.
Photo of Richard Davidson

Richard Davidson

Bad Credit Mortgage Advisor

Richard is a CeMAP-qualified mortgage advisor with over 24 years of experience, specialising in adverse credit, varied income types and Shared Ownership. Known for his empathy and dedication, he’s helped thousands navigate life-changing decisions with clarity and care. Outside work, Richard plays bass in bands, loves history, and enjoys family adventures across the UK.

View their profiles to reach out directly. Or book an appintment with the next available advisor.

Aimee's Story

We had two mortgage deals to choose from!

“I didn’t have to lift a finger and, before I knew it, was offered two mortgage lenders to choose from.”

Aimee Wilson

Talk in whatever way you prefer. Phone, appoinment, Whatsapp or email. They can:

  • Check mark Answer any questions
  • Check mark Help you understand your situation & options
  • Check mark Provide a second opinion
  • Check mark Get you approved for the best deal

Learn more

Bad Credit Hub

Explore our Bad Credit Hub for clear, jargon-free guidance. Designed to help you understand your options and move forward with confidence.

Our Services

Our services options explain exactly the ways you can choose to receive advice. So that you can get exactly what you asked for without any hidden surprises.

Our Channel-Expertise Approach

Learn what our Channel-Expertise model means, why it's unique and how makes a difference for borrowers.