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Who can be a guarantor?


Pete Mugleston

To find out exactly what your eligible for and at what rates please fill out a quick enquiry form or give us a call on 0800 304 7880.

Usually the guarantor on a mortgage is required to have some form of family tie. This is because the lender has a responsibility to ensure the person offering the guarantee is doing so legitimately, so only allowing relatives to be guarantors helps avoid fraudulent applications and complications later down the line.

  • Parents, Adoptive parents, Step parents
  • Grandparents
  • Brothers & sisters
  • Aunts & uncles
  • Any other close blood relative

For more about guarantors read this article.  Keep in mind they aren’t always limited to blood relatives however, and occasionally if there’s a good explanation, some lenders may consider a non-blood relative as a guarantor (Step/foster parents etc).


 

If you want to apply for a mortgage with a guarantor, maybe you want to know if you’re eligible or you’re looking for the best deals, please get in touch and one of our experts will be in touch ASAP. If you require help immediate assistance please call 0800 304 7880.