Can I still get a mortgage if I received government support during the pandemic?

Yes. Lenders will need to satisfy themselves that your business is back on track and you can afford the repayments, but having accessed support during the pandemic will not count against you in itself.

I’ve become self-employed since taking out my mortgage. Should I remortgage with the same lender?

It makes sense to get a quote from your existing lender, but you should always check the whole of the market when remortgaging as you can often borrow more and save thousands by switching.

Can I self-certify my mortgage?

No. Self-certification ceased in 2014 when the Financial Conduct Authority tightened up lending regulation. With that said, approaching a specialist lender offers a degree of flexibility in underwriting that self-cert mortgages were introduced to provide and can help extend your borrowing capacity.

Results for self employed

Displaying 10 of 10 results.

Self Employed Mortgages – How Much Can You Borrow? March 11, 2024

Selfemployed applicants may face strict eligibility criteria when applying for a...

Self-Employed Remortgages March 18, 2024

In this article we explain how to remortgage if you8217re selfemployed what type...

Self-Employed Mortgages March 18, 2024

In this article well explain how to get a mortgage if youre selfemployed what in...

Getting A Mortgage If You’re Self-Employed With Bad Credit March 15, 2024

In this article we8217ll explain how to get a bad credit mortgage when youre sel...

Self-Employed Mortgages Without Accounts March 18, 2024

We explain how getting a selfemployed mortgage even without accounts is possible...

Getting A Self-Employed Mortgage Using Net Profits March 18, 2024

In this article well explain how affordability assessments for selfemployed appl...

Self-Employed Mortgage Advice March 18, 2024

Selfemployed people have access to the same mortgages as everyone else but not a...

Buy-to-Let Mortgages For The Self-Employed March 18, 2024

Well explain all the essential details about getting a buytolet BTL mortgage if...

Self-Employed Mortgages With 2 Years’ Accounts March 18, 2024

Well explain how you can still get a mortgage if youre selfemployed with less th...

Self-Employed Mortgages With 1 Year’s Accounts March 18, 2024

We explain how to get a selfemployed mortgage with only 1 years accounts and wha...

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