Declined Advice

If you've been declined on a Mortgage Application, find the help you need here

Firstly, have you had a mortgage declined in the last 12 months?

Home Declined Advice

Author: Pete Mugleston

Mortgage Advisor, MD

Updated: March 15, 2024

Mortgage applications can be rejected at any point in the process before completion, and there are all kinds of reasons why this might happen. Luckily, there are often ways to revive declined mortgage applications too, if you know where to turn for the right advice.

Read through our articles below to find out what to do if you’ve been declined for a mortgage, why mortgage applications typically get declined and much more.

What are you looking for?

Mortgage Declined

Find out what steps you need to take if you’ve had a mortgage application declined and how the right broker can help you overturn that rejection.

Mortgage Declined on Affordability

A guide for anyone who’s been rejected for a mortgage because they’ve been told they don’t have enough income or their outgoings are too high.

Mortgage Refused at Exchange

Find out why some mortgages are withdrawn at the exchange of contracts stage and what you can do to regain control if this happens.

Mortgage Declined After Valuation

Learn what your options are if your mortgage has been declined at valuation, whether that’s because of a down valuation or a property issue.

Mortgage Refused at AIP

What to do if you were offered an agreement in principle before being rejected, plus what to do if you were declined for an AIP.

Mortgage Refused by Underwriter

Find out what options you might have if your mortgage has been declined during underwriting, and how a broker can get you back on track

Mortgage Offer Withdrawn

A guide for anyone who received a mortgage offer only to have it withdrawn, including what your options are and where to turn for advice.

Mortgage Declined by Halifax

What do if Halifax have declined you for a mortgage or are likely to reject you, including fallback options, where to get advice and more.

Mortgage Declined by Nationwide

A guide for anyone who has been declined for a mortgage by Nationwide, covering common reasons why this happens, what to do next and more.

Mortgage Declined by HSBC

Find out what your options are if HSBC have declined you for a mortgage and learn how a broker can help you revive your application.

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Everything has been smooth, contact has been nice and fast all of my questions have been answered fully

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Very quick response

Very quick response from Pete. Very helpful, friendly and knowledgeable. I would definitely recommend. Thanks again Pete

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