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By Pete Mugleston   Mortgage Advisor

Last updated: 18th December 2018

Are you Looking for a Mortgage of £100k?

Thinking about choosing the best option for you when taking out a loan can be a real pain. There are a number of terms and conditions that can alter your repayments. For a value of £100,000 having a higher interest rate may increase your monthly payments considerably in comparison to a mortgage with a 1% rate. Therefore it would be most appropriate to see how these rates change.

To be put in touch with a mortgage adviser to find the best mortgage for your circumstances just fill out the quick enquiry form below or use the live chat.

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So you are probably thinking 'what are the repayments on a £100 000 mortgage?', there is no need to worry as we have created repayment tables showing all the costs required at interest rates from 1% to 5%. included into the calculations, we have also included various repayment term lengths, from 15 to 30 years.

All in £1000 increments, the tables can therefore give us a bit more detail on some of the routes we can take.

1% Repayment Rate

1% 15yr 20yr 25yr 30yr
100000 £598.49 £459.89 £376.87 £321.64
101000 £604.48 £464.49 £380.64 £324.86
102000 £610.46 £469.09 £384.41 £328.07
103000 £616.45 £473.69 £388.18 £331.29
104000 £622.43 £478.29 £391.95 £334.51
105000 £628.42 £482.89 £395.72 £337.72
106000 £634.40 £487.49 £399.48 £340.94
107000 £640.39 £492.09 £403.25 £344.15
108000 £646.37 £496.69 £407.02 £347.37
109000 £652.36 £501.28 £410.79 £350.59
110000 £658.34 £505.88 £414.56 £353.80

2% Repayment Rate

2% 15yr 20yr 25yr 30yr
100000 £643.51 £505.88 £423.85 £369.62
101000 £649.94 £510.94 £428.09 £373.32
102000 £656.38 £516.00 £432.33 £377.01
103000 £662.81 £521.06 £436.57 £380.71
104000 £669.25 £526.12 £440.81 £384.40
105000 £675.68 £531.18 £445.05 £388.10
106000 £682.12 £536.24 £449.29 £391.80
107000 £688.55 £541.30 £453.52 £395.49
108000 £694.99 £546.35 £457.76 £399.19
109000 £701.42 £551.41 £462.00 £402.89
110000 £707.86 £556.47 £466.24 £406.58

3% Repayment Rate

3% 15yr 20yr 25yr 30yr
100000 £690.58 £554.60 £474.21 £421.60
101000 £697.49 £560.14 £478.95 £425.82
102000 £704.39 £565.69 £483.70 £430.04
103000 £711.30 £571.24 £488.44 £434.25
104000 £718.20 £576.78 £493.18 £438.47
105000 £725.11 £582.33 £497.92 £442.68
106000 £732.02 £587.87 £502.66 £446.90
107000 £738.92 £593.42 £507.41 £451.12
108000 £745.83 £598.97 £512.15 £455.33
109000 £752.73 £604.51 £516.89 £459.55
110000 £759.64 £610.06 £521.63 £463.76

4% Repayment Rate

4% 15yr 20yr 25yr 30yr
100000 £739.69 £605.98 £527.84 £477.42
101000 £747.08 £612.04 £533.12 £482.19
102000 £754.48 £618.10 £538.39 £486.96
103000 £761.88 £624.16 £543.67 £491.74
104000 £769.28 £630.22 £548.95 £496.51
105000 £776.67 £636.28 £554.23 £501.29
106000 £784.07 £642.34 £559.51 £506.06
107000 £791.47 £648.40 £564.79 £510.83
108000 £798.86 £654.46 £570.06 £515.61
109000 £806.26 £660.52 £575.34 £520.38
110000 £813.66 £666.58 £580.62 £525.16

5% Repayment Rate

5% 15yr 20yr 25yr 30yr
100000 £790.79 £659.96 £584.59 £536.82
101000 £798.70 £666.56 £590.44 £542.19
102000 £806.61 £673.15 £596.28 £547.56
103000 £814.52 £679.75 £602.13 £552.93
104000 £822.43 £686.35 £607.97 £558.29
105000 £830.33 £692.95 £613.82 £563.66
106000 £838.24 £699.55 £619.67 £569.03
107000 £846.15 £706.15 £625.51 £574.40
108000 £854.06 £712.75 £631.36 £579.77
109000 £861.97 £719.35 £637.20 £585.14
110000 £869.87 £725.95 £643.05 £590.50

Don't let a mortgage get in the way

We’ll find you a qualified, independent and regulated mortgage expert who specialises in cases like yours

  • We don’t charge you anything for our matching service
  • Our form only takes a minute, then let us do the hard work

Where do I go from here?

Now that we know some of the costs that you may have to pay out when taking on a £100k mortgage, it is time to see which firms can provide the best rates for a £100 000 loan.

To be able to do this sufficiently, we would be required to carry out extensive research into companies to find where to go. This would be an extremely long process, that is why here at onlinemortgageadvisor.co.uk, we have a live online sourcing system which can find the most appropriate results in an instance. Easy as it seems, all that you have to do is enter the mortgage value you are looking to take on. After you have done this it is just a matter of filling out some basic information to specify in more detail what you are after. One click of the search button and thee you have it, the best deals on the current market for you to choose from.

Found the mortgage package you are after? Simply pres the 'enquire' button and you will be taken straight to the application process.

 

Updated: 18th December 2018
OnlineMortgageAdvisor 2019 ©

FCA disclaimer

*Based on our research, the content contained in this article is accurate as of most recent time of writing. Lender criteria and policies change regularly so speak to one of the advisors we work with to confirm the most accurate up to date information.

The info on the site is not tailored advice to each individual reader, and as such does not constitute financial advice. All advisors working with us are fully qualified to provide mortgage advice and work only for firms who are authorised and regulated by the Financial Conduct Authority. They will offer any advice specific to you and your needs.

Some types of buy to let mortgages are not regulated by the FCA.

Think carefully before securing other debts against your home. As a mortgage is secured against your home, it may be repossessed if you do not keep up with repayments on your mortgage. Equity released from your home will also be secured against it.

 

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