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By Lucy James  | Content Editor

Updated: 26th June 2019 *

How Much Should I be Paying for a £90 000 Mortgage?

When searching around for the mortgage you are after, one of the biggest questions is often 'How much is an £90k mortgage a month?'. Such a volatile subject, mortgage prices can fluctuate massively depending on factors such as rates of interest and repayment.

For us to understand how this might effect you, we have designed a number of tables representing the monthly payments required for a loan of £90,000. In addition we have provided the costs at various lengths that you would have to pay it off by and how this to has an impact. e.g, How much would a £90k mortgage be over 25 years?

Below are the tables discussed. To give you a further insight into the options available to you, we have included Mortgage values up to £99,000. This will allow you to carry out a comparison between the values accessible.

1% Repayment Rate

1% 15yr 20yr 25yr 30yr
90000 £538.65 £413.90 £339.19 £289.48
91000 £544.63 £418.50 £342.95 £292.69
92000 £550.61 £423.10 £346.72 £295.91
93000 £556.60 £427.70 £350.49 £299.12
94000 £562.58 £432.30 £354.26 £302.34
95000 £568.57 £436.90 £358.03 £305.56
96000 £574.55 £441.50 £361.80 £308.77
97000 £580.54 £446.10 £365.57 £311.99
98000 £586.52 £450.70 £369.34 £315.21
99000 £592.51 £455.30 £373.10 £318.42
100000 £598.49 £459.89 £376.87 £321.64

2% Repayment Rate

2% 15yr 20yr 25yr 30yr
90000 £579.16 £455.30 £381.47 £332.66
91000 £585.59 £460.35 £385.71 £336.35
92000 £592.03 £465.41 £389.95 £340.05
93000 £598.46 £470.47 £394.18 £343.75
94000 £604.90 £475.53 £398.42 £347.44
95000 £611.33 £480.59 £402.66 £351.14
96000 £617.77 £485.65 £406.90 £354.83
97000 £624.20 £490.71 £411.14 £358.53
98000 £630.64 £495.77 £415.38 £362.23
99000 £637.07 £500.82 £419.62 £365.92
100000 £643.51 £505.88 £423.85 £369.62

3% Repayment Rate

3% 15yr 20yr 25yr 30yr
90000 £621.52 £499.14 £426.79 £379.44
91000 £628.43 £504.68 £431.53 £383.66
92000 £635.34 £510.23 £436.27 £387.88
93000 £642.24 £515.78 £441.02 £392.09
94000 £649.15 £521.32 £445.76 £396.31
95000 £656.05 £526.87 £450.50 £400.52
96000 £662.96 £532.41 £455.24 £404.74
97000 £669.86 £537.96 £459.98 £408.96
98000 £676.77 £543.51 £464.73 £413.17
99000 £683.68 £549.05 £469.47 £417.39
100000 £690.58 £554.60 £474.21 £421.60

4% Repayment Rate

4% 15yr 20yr 25yr 30yr
90000 £665.72 £545.38 £475.05 £429.67
91000 £673.12 £551.44 £480.33 £434.45
92000 £680.51 £557.50 £485.61 £439.22
93000 £687.91 £563.56 £490.89 £444.00
94000 £695.31 £569.62 £496.17 £448.77
95000 £702.70 £575.68 £501.44 £453.54
96000 £710.10 £581.74 £506.72 £458.32
97000 £717.50 £587.80 £512.00 £463.09
98000 £724.89 £593.86 £517.28 £467.87
99000 £732.29 £599.92 £522.56 £472.64
100000 £739.69 £605.98 £527.84 £477.42

5% Repayment Rate

5% 15yr 20yr 25yr 30yr
90000 £711.71 £593.96 £526.13 £483.14
91000 £719.62 £600.56 £531.98 £488.51
92000 £727.53 £607.16 £537.82 £493.88
93000 £735.44 £613.76 £543.67 £499.24
94000 £743.35 £620.36 £549.51 £504.61
95000 £751.25 £626.96 £555.36 £509.98
96000 £759.16 £633.56 £561.21 £515.35
97000 £767.07 £640.16 £567.05 £520.72
98000 £774.98 £646.76 £572.90 £526.09
99000 £782.89 £653.36 £578.74 £531.45
100000 £790.79 £659.96 £584.59 £536.82

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What is the next step?

By this time, you should have a reasonable idea of how much you are wanting to borrow and how much it is going to cost you. To find out exactly the route you are wanting to take for your £90 000 Mortgage, you must explore the market to find the best deal. This is often a slow and tedious process. That is why us at onlinemortgageadvisor.co.uk have provided you with the latest market data from you to choose from.

We have designed the system to make the procedure as quick and as stress free as possible. Therefore, simply enter the mortgage value you are after, including the repayment methods suitable to you, the deposit you can provide and the mortgage term, etc.

You will then be presented with the most recent deals on the market, it is then just a case of finding the most appropriate for you and clicking on the 'enquire' button.



Updated: 26th June 2019
OnlineMortgageAdvisor 2019 ©

FCA disclaimer

*Based on our research, the content contained in this article is accurate as of most recent time of writing. Lender criteria and policies change regularly so speak to one of the advisors we work with to confirm the most accurate up to date information. The info on the site is not tailored advice to each individual reader, and as such does not constitute financial advice. All advisors working with us are fully qualified to provide mortgage advice and work only for firms who are authorised and regulated by the Financial Conduct Authority. They will offer any advice specific to you and your needs. Some types of buy to let mortgages are not regulated by the FCA. Think carefully before securing other debts against your home. As a mortgage is secured against your home, it may be repossessed if you do not keep up with repayments on your mortgage. Equity released from your home will also be secured against it.

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