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Our Mortgage Advisors

At Online Mortgage Advisor, you’ll work with a mortgage expert who specialises in your exact situation. Each advisor focuses on specific parts of the market, so the person supporting you is someone who deals with cases like yours every day.

Whether you’re self-employed, have credit challenges, need a buy-to-let mortgage, or have any other specialist requirement, we’ll connect you with one of our advisors who’s best equipped to help.

Advice From Fully Qualified Professionals

Every advisor on our team is FCA authorised and professionally qualified, holding CeMAP (Certificate in Mortgage Advice and Practice) or an equivalent qualification. So you’ll always be guided by someone who knows the rules and the market inside out.

Our advisors also complete ongoing professional development, which makes sure they stay fully up to date with lender changes, new products, and evolving market trends, all of which can affect your application.

Specialists, Not Generalists

With so many lenders and products, each with their own way of doing things, it’s impossible for one advisor to cover everything. That’s why our team is built around specialists. We have advisors who focus entirely on:

Bad credit mortgages
Self-employed and contractor mortgages
Buy-to-let and portfolio lending
High-net-worth and large-loan cases
Unusual properties and complex circumstances

Because they work on similar cases every day, they already know:

Which lenders are most likely to accept your application
What documentation you’ll need
What problems there might be and how to avoid them
How to maximise mortgage approval

With experience across a wide range of mortgage situations, we’re able to help you achieve the best result.

Whole-of-Market Access

Our advisors aren’t restricted to a limited panel of lenders. They search the whole market, including lenders you won’t find on comparison sites and deals you won’t be able to access by going direct.

These lenders can sometimes offer better rates or more flexible criteria, which is especially helpful if your situation is more complex or if you’ve been declined before. Your advisor will look at every option to find not just any mortgage, but the right one for your circumstances.

Our Service Guarantee

We’re confident in our approach and in the expertise of our advisors, so we offer a clear guarantee.

If we can’t get you approved for a mortgage and another broker can, we’ll pay you £100.

If another broker finds you a better deal than we do (and that deal was available at the time), we’ll pay you £100.

This ensures we are held to a high standard and helps reflect how strongly we believe that specialist knowledge gives you the best possible chance of success.

How It Works

Tell us about your situation

Share your details through our online form.

We assign one of our specialists

You’ll be matched with one of our advisors who focuses on cases just like yours.

Your dedicated team takes over

Your advisor and case manager guide you through the process, from application to completion.

How Our Advisors Get Results

Access to over 100 lenders – Because they’re not restricted, our advisors can compare thousands of products, including broker-only deals, to find solutions others may miss.
Years of specialist experience – Each advisor has expertise within their niche, knowing exactly how to approach lenders and present your case.
Fast, responsive service – You’ll usually hear from your advisor within hours, not days. We offer evening and weekend appointments to work around your schedule.
Dedicated support throughout – You’ll work with the same advisor and case manager from start to finish, no handovers, no repeating your story., A consistent journey with a dedicated team from decision in principle to completion.
Protection advice included – Your advisor will also guide you through insurance options like income protection and home insurance, ensuring everything is in place to protect you, your family and your home.