Guaranteed Advice From Specialist Advisors

Advice from a dedicated channel expert who arranges the specific type of mortgage you need every day, protected by the OMA®Service Guarantee.

Loved by over 600,000 customers

Why Choose Us:

  • FCA-Authorised & CeMap Qualified
  • The Perfect Broker For Your Unique Situation
  • Guided through the entire process

About Us

Who Are We?

We match people with one of our expert advisors, no matter their circumstances

We’re Online Mortgage Advisor, a specialist mortgage brokerage helping people get approved for the mortgage they need, no matter how complex their situation.

Since 2013, we’ve helped over 600,000 customers get the right advice. We work in departments, and our advisors are OMA® Channel-Experts, focused on a specific area of the market. So when you speak to us, you’re speaking to someone who deals with cases like yours every day.

We’re on a mission to become the most-loved for mortgages
Get a free, no-obligation consultation with an advisor specialising in your unique circumstances
If we can’t secure your mortgage and you find one elsewhere, we’ll give you £100*

How Does It Work?

We'll match you with one of our OMA® Channel-Experts

Getting started is easy – just answer a few questions about your situation, and we’ll connect you with an expert from our team who specialises in cases like yours

Fill in our quick online form
One of our OMA® Channel-Experts will be assigned based on your mortgage needs
Receive expert advice and guidance every step of the way

How Do The Guarantees Work?

Great service, or you get paid!

The OMA® Service Guarantee consists of three parts: the Approval Guarantee, Deal Beater Guarantee, and Same-Day Guarantee, all of which you can read more about on our guarantee page. In short, we guarantee to get your mortgage approved where others can’t – or we’ll give you £100*

This guarantee demonstrates our dedication to providing the best service and allows our customers to hold us accountable to ensure we deliver on our promises.

 

The OMA® Approval Guarantee
The OMA® Deal Beater Guarantee
The OMA® Same-Day Guarantee

How Can A Broker Help Me?

Why use an OMA® Channel-Expert?

Our specialist advisors don’t just compare rates. They understand lender criteria, manage the paperwork, and know how to get complex cases approved.

With deep expertise in specific mortgage types and strong lender relationships, they’ll save you time and give you the best possible chance of success.

Mortgage Types

Our detailed hub pages cover everything you need to know, whatever your situation.

Affordability Calculator

Calculate how much you can afford to borrow

Repayment Calculator

Get an idea of what your repayments might look like

Remortgage Calculator

Calculate what your new repayments could be

Shared Ownership Calculator

Discover how much your repayments could be

Overpayment Calculator

See how overpayments could reduce your mortgage term

Self-Employed Calculator

Calculate your mortgage as a self-employed borrower

3 Year Fixed

2 Year Fixed

2 Year Fixed

Mortgage comparison that's personalised to you

Search mortgage products from 90+ lenders with our free mortgage comparison tool. Unlike any other tool out there, you can personalise the results based on any official lender eligibility criteria.

  • View today's best mortgage rates and compare monthly repayments.
  • Personalise results based on eligibility criteria such as credit history and income/employment type.

We only work with the best brokers

Our team consists of OMA® Channel Experts. They are fully FCA-authorised and CeMAP-qualified advisors, each specialising in a specific area of the mortgage market.

Every call feels like a masterclass with someone who handles cases like yours every day.

  • FCA-Authorised & CeMap Qualified: Our advisors are fully certified to provide regulated, expert mortgage advice.

  • Mortgage Specialists, Not Generalists: Whether you’re self-employed, dealing with credit challenges, or buying a unique property, our brokers have the expertise to guide you.

  • Higher Chance of Approval: With in-depth lender knowledge and strong relationships, our advisors know how to get the right result for your situation.

  • Protected by the OMA® Service Guarantee: We guarantee to get your mortgage approved where others can’t – or we’ll give you £100*

600,000

Over 600,000 Customers Helped

4.7

Average rating on Google & Trustpilot

250+

FCA-Authorised & CeMap Qualified Advisors

Over 600,000 customers Have Trusted OMA To Help Them Get The Right Advice

We're proud that our customers recognise our commitment to delivering a trusted service, rating us highly across Trustpilot, Feefo, and Google.

"Superb response and knowledgeable advisor"

Steve, the financial advisor, contacted me within the hour and was very friendly, knowledgeable and professional. He seemed to relish my non standard requirement, diligently kept me updated during the day and we struck up a great relationship. Very impressed.

- Peter Costello

"Knowledgeable and Supportive"

The team were fantastic and really knowledgeable and supportive. They answered all questions promptly and came back to me with regular updates. I have already recommended them and will use them again.

- Dorothy

"Prompt and Professional"

A very prompt and professional service. The advise and guidance has been so valuable as a first time buyer.

- Ayesha

Latest News

Explore our latest news articles, filled with insights about the current mortgage market, and advice on how it could affect you.

Compared to the Autumn Statement, the Spring Statement was almost a non-event, with little of note announced. No doubt, the Chancellor will have been pleased to see inflation drop to 2.8% before she made her speech, but there was little in the speech that will convince the markets or the wider public that the country is on the right track no matter what she says. At the end of the day, the British public will want to see that the Chancellor’s policies bear fruit, with the OBR forecasting growth to halve from 2% to 1% this year. She’s running out of time to produce those results.

Pete Mugleston

Pete Mugleston

Managing Director at Online Mortgage Advisor

How We Change Lives

Discover stories from customers who've transformed their lives after choosing Online Mortgage Advisor to match them with the perfect broker for their unique needs.

Your Mortgage Journey Starts Here

Get matched with a specialist mortgage advisor who understands your needs and can guide you through the entire process.

Maximise your chances of approval, whatever your situation - Find your perfect mortgage broker