Want to know more about Offset Mortgages? Read our hub to find the information you need
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If you have a sizable savings pot, it’s possible to link it to your mortgage to reduce the amount of interest you pay each month. This type of arrangement is known as an offset mortgage, and there are plenty of benefits to it as well as alternatives to consider.
Our complete guide to offset mortgages covers everything from how they work, to getting the right advice from a broker who specialises in them.
A cashback mortgage is a form of borrowing that comes with a cash incentive upon completion, and you can read about them in our guide.
It’s possible to link an offset mortgage to your current account and this guide will help you decide whether this is your best option.
Parents often use offset mortgages to help their children onto the property ladder and you can find out how this is possible in our guide.
A guide to offset mortgages that come with a fixed-rate period, covering the benefits of them, lending criteria, the deals on offer and more
This guide covers flexible mortgages, including ones with overpayment facilities, underpayment options and the ability to easily switch to a new deal.
These mortgages involve a flexible agreement between lender and borrower that sees part of the mortgage balance ring fenced and set aside for later.
These are offset tracker mortgages aimed at older borrowers who want the option to release some of the equity they’ve built up in their home.
An overview of the lenders who offer offset mortgages, covering their criteria, deals and how to go about choosing the best one for you.
How to get the best interest rate on an offset mortgage and a rundown of the factors that determine the rate you’ll end up with.
An overview of the advantages and disadvantages of offset mortgages and other things to consider when looking at offset mortgages.
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*Based on our research, the content contained in this article is accurate as of the most recent time of writing. Lender criteria and policies change regularly so speak to one of the advisors we work with to confirm the most accurate up to date information. The information on the site is not tailored advice to each individual reader, and as such does not constitute financial advice. All advisors working with us are fully qualified to provide mortgage advice and work only for firms who are authorised and regulated by the Financial Conduct Authority. They will offer any advice specific to you and your needs.
Some types of buy to let mortgages are not regulated by the FCA. Think carefully before securing other debts against your home. As a mortgage is secured against your home, it may be repossessed if you do not keep up with repayments on your mortgage. Equity released from your home will also be secured against it.
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