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Authors

• Tom Stevenson
• Pete Mugleston
• Jo Middleton
• Mark Langshaw
• Mike Whitehead
• Lee Jevon
• George Sweeney

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Core Pages

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2nd Home Mortgages

• What is Considered a Second Home?
• Can You Avoid Paying Stamp Duty on a Second Home?
• Second Home Mortgage Calculators
• Second Home Mortgages Hub
• Rules & Eligibility Requirements for Second Home Mortgage
• Second Home Mortgage Rates
• How Much Deposit Do You Need For a Second Home Mortgage?
• How Many Mortgages Can You Have?

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95 LTV Mortgages

• 95% Loan-To-Value Mortgages Explained
• 5% Deposit Schemes For Second-Time Buyers
• Government Schemes For 5% Deposit Mortgages
• 5% Deposit Mortgages in Scotland
• 95% LTV Mortgages

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Advisors

• Aaron Liddell
• Alex Atkinson
• Ben Lawson
• David Farrell
• David Whitehouse
• Farzin Fakouri
• Gerry O’Brien
• Graham Turner
• Haydn Fletcher
• Ishwar Mair
• Jean Pierre Kalebic
• Jon Hatfield
• Luke Naylor
• Mark O’Connor
• Natalie Bentley
• Oliver Woodason
• Richard Davidson
• Richard Fowler
• Roxanne Hindle
• Sarah Longe
• Scott Austin
• Sheridan Repton
• Stephen Slatter
• Steve Sherwood

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Bad Credit Mortgages

• Does an Agreement in Principle Affect Credit Score?
• Is There a Specific Credit Score You Need For a Mortgage?
• Getting a Mortgage If You’re Self-Employed With Bad Credit
• Getting a Mortgage with a Debt Management Plan (DMP)
• Bad Credit Mortgages
• How Much Does a Mortgage Application Impact Your Credit Score?
• Mortgages After a Debt Relief Order
• Bad Credit Remortgages
• Bad Credit Mortgage Interest Rates
• Getting a Mortgage with a Payday Loan is Possible
• Getting a Mortgage With Missed Payments is Possible
• Mortgage After A Repossession
• Can I Get a Mortgage with a CCJ?
• Can I Get a Mortgage with a Default?
• Getting A Mortgage After An IVA
• Getting a Mortgage After Bankruptcy
• How To Get A Bad Credit Mortgage

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Blog

• Do You Need Life Insurance For a Mortgage?
• What is the Support for Mortgage Interest (SMI) Scheme?
• Is Now a Good Time to Take Out a Tracker Mortgage?
• The Help to Buy: Equity Loan Deadline is Fast Approaching
• Advantages and Disadvantages of Paying Off Your Mortgage Early
• What Happens When You Pay Off Your Mortgage?
• Is It Better To Buy a House With Cash?
• Will My Mortgage Go Up Following the Latest Interest Rate Change?
• I’m a Mortgage Prisoner – What Can I Do?
• Buying a Second Property With Consent To Let On The First
• Can You Buy Your House Through Your Business?
• Can a Guarantor Increase The Amount You Can Borrow On a Mortgage?
• How Can Landlords Save Money?
• What Happens If You Lose Your House Deeds?
• Can You Sell Your House If You Have Equity Release?
• What Would a Labour Government Mean For Housing and Mortgages?
• What Happens If You Pay Off Someone Else’s Mortgage?
• What Is a Mortgage Exit Fee?
• Mortgage Underwriter Keeps Asking For More Documents
• Mortgage In Principle: What Can Go Wrong?
• Do You Have To Pay Stamp Duty When Buying Out Your Partner?
• What is Stamp Duty and How Much Does it Cost?
• Can You Buy Shared Ownership Outright?
• Can My Parents Take Out a Loan For My House Deposit?
• What Are Chancel Repair Searches?
• Can I Rent Out My House Without Telling My Mortgage Lender?
• What Is a Loan-to-Value (LTV) Ratio?
• Do You Pay Solicitors Fees When Remortgaging?
• Lost Job After Exchange of Contracts. What Can I Do?
• Can You Pay Off a Lump Sum When Remortgaging?
• Mortgage Borrowers Urged to Act Fast to Avoid Rates Hike
• Where Are The Happiest New Homeowners In The UK?
• Top 10 Autumn Interior Design Trends for 2021
• The Areas Issuing The Most Fly-Tipping Fines in England
• Could YOU Be Living Near A Serial Killer?
• Homeworker Wars: Have Neighbour Complaints Risen During COVID-19?
• A Complete Guide to UK Mortgages for BNO Visa Holders
• Can A Romantic Street Name Increase Property Value?
• The Areas Experiencing The Most Burglaries in 2020
• Top Ten Interior Design Trends for 2021
• New ESW1 Agreement Gives Cladding Mortgage Prisoners Hope
• Mortgage Affordability of Public Sector Jobs in the UK
• Can a Royal Street Name Increase the Value of a Property?
• What Is The Average Time It Takes To Sell a House In The UK
• How Much Longer Do Women Have to Save to Buy a Home?
• Mortgage Payment Holidays
• Checkmyfile Explained
• Coronavirus and UK Mortgages. Updated 04/03/21
• Online Mortgage Advisor’s MD Is Up For A Prestigious Award
• What Impact Will the Next PM Have on House Prices?
• Our journey to reaching 100,000 customers helped
• Famous Movie Homes the Characters Could Never Afford
• Credit Reports and Mortgage Applications
• 10 Questions To Ask Your Mortgage Broker
• How To Reduce The Stress of Buying and Selling a House
• Blog
• Mortgage Offer Expires Before New Build Property Complete
• How To Save Money When Moving Home
• Should I Pay Off My Mortgage Early or Invest?
• Is There a North-South Divide With House Price In Cities?
• 7 Frequently Asked Questions About Mortgages…Answered
• How To Increase The Value of Your Home Before You Put It on The Market
• Getting a Mortgage as a Guarantor
• How Young Adults Can Overcome The Barriers To Homeownership
• Avoidable Things That Can Reduce The Value of Your House
• 9 Reasons Why Your Mortgage Application Could Be Slowed Down
• How To Pay For Care Costs Without Selling Your Home
• Mortgage Rejection Stats Revealed
• Can I Get a Mortgage On a Property With No Kitchen?
• Mortgage Myths Keep Brits From New Home Dreams
• Can I Get a Mortgage Using Company Profits Rather Than Drawings?
• Divorce and Mortgages – What to Know
• Why Did I Climb Mount Kilimanjaro?
• 8 Questions Your Mortgage Lender Will Ask – and Why
• Mortgage Borrowing Based on Share of Retained Net Profits

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Bridging Finance

• 8 Alternatives To Bridging Loans
• Bridging Loans: What They Are & How To Get One
• Bridging Loans
• Large Bridging Loans – Up to £250 Million and More
• Bridging Finance Calculator
• Bridging Loans for Property Development
• Secured and Unsecured Bridging Loans
• Fast Bridging Loans Explained
• Bridging Finance for Land Explained
• Bridging Finance For Hotels
• Commercial Bridging Loans Explained
• Second and Third Charge Bridging Loans
• Bridging Loan & Finance Brokers
• Getting a Bridging Loan with Bad Credit
• How to Get Finance for an Auction Property
• 100% LTV Bridging Loans
• What Costs and Fees Are Associated with Bridging Loans?
• Using a Bridging Mortgage to Buy a House

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Buy To Let Mortgages

• What To Do When You Become an Accidental Landlord
• Getting a Buy-to-Let Mortgage in Northern Ireland
• Getting an Airbnb Mortgage
• Buy-To-Let Stamp Duty Explained
• Buy-to-Let Mortgage Advisors & Brokers
• First-Time Buyer Buy-to-Let Mortgages Explained
• What Deposit Do You Need For a Buy-To-Let Mortgage?
• Buy-to-Let Mortgages
• Getting a Buy-to-Let Mortgage in Scotland
• Getting an Overseas Buy-to-Let Mortgage
• Getting a Buy-to-Let Secured Loan
• Getting a Buy-to-Let Mortgage Through a Special Purpose Vehicle (SPV)
• Buy-To-Let Repayment Mortgages Explained
• Investment Property Mortgages Explained
• Getting a New Build Buy-To-Let Mortgage
• Switching To a Buy-To-Let Mortgage
• Getting a Remortgage on a Buy-To-Let
• Getting a Holiday Let Mortgage
• Buy-to-Let and Equity Release Explained
• Buy-to-Let Mortgages for Student Lets
• Consumer Buy-to-Let Mortgages Explained
• Bad Credit Buy-to-Let Mortgages
• Offset Buy-To-Let Mortgages Explained
• Getting an Interest-Only Buy-to-Let Mortgage
• Changing From a Buy-to-Let to a Residential Mortgage
• Understanding Let-to-Buy Mortgages
• Getting a Bridge-to-Let Mortgage
• Getting a Mortgage on a House of Multiple Occupation (HMO)
• Proving Income for Buy to Let Mortgages
• Buy-to-Let Portfolio Mortgages Explained
• Buy-to-Let Mortgages for Older Borrowers
• Regulated Family Buy-To-Let Mortgages Explained
• Limited Company Buy-to-Let Mortgages Explained
• Getting a Buy-To-Sell Mortgage
• Buy-to-Let Mortgages Explained
• Buy-To-Let Mortgage Eligibility Criteria

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Commercial Mortgages

• Changing a Residential Mortgage to Commercial
• Changing a Commercial Mortgage to Residential
• What Is a Commercial Mortgage and How Do They Work?
• Farm and Agricultural Mortgages Explained
• Church and Charity Mortgages Explained
• Mortgages for Semi-Commercial (Mixed Use) Properties
• Interest-Only Commercial Mortgages Explained
• Commercial Second Charge Mortgages Explained
• Refinancing Commercial Property Explained
• 100% Commercial Mortgages Explained
• Commercial Mortgage Rates
• Commercial Mortgage Calculator: How Much Can You Borrow?
• Care Home Mortgages Explained
• Using a Mortgage to Buy a Business
• How To Get a Land Mortgage
• Commercial Mortgage Deposits Requirements
• Getting a Commercial Buy-to-Let Mortgage
• How To Buy a Pub With a Mortgage
• Getting a Commercial Mortgage With Bad Credit
• Getting a B&B Mortgage
• Getting a Mortgage For a Hotel
• Commercial Mortgages

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Conveyancing

• What are Local Authority Searches?
• What is an Environmental Search?
• What are Land Registry Searches?
• How Does a Mortgage Valuation Work?
• Why Do Mortgage Lenders Conduct a Water and Drainage Search?
• What Is Conveyancing?
• Can You Add Solicitors Fees to a Mortgage?
• Conveyancing Advice

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Credit Reports

• How to Download Your Credit Report
• Removing An IVA From Your Credit Reports
• Removing Missed Payments From Your Credit Report
• Removing A Bankruptcy From Your Credit Report
• Removing A CCJ From Your Credit Reports
• Removing A Default From Your Credit Reports
• Which Credit Report Agency Should You Use?
• Your Credit Score

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Customer Service

• Refer a Friend Scheme

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Customer Stories

• Matthew Hill
• Tamsin Maclellan
• Kevin Williams
• Kerry Eaton
• Claire Williams
• Marcus Wyatt
• Rebecca Priest
• Aimee Wilson

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Deposits

• Deposit Requirements for EU Pre-Settled Status Mortgages
• How To Save Money For a Mortgage Deposit
• How Much Deposit Do You Need For a Mortgage?
• Cryptocurrency and Mortgages
• Mortgage Deposits
• Getting a Loan For Your Mortgage Deposit
• Family Springboard Mortgages
• High Deposit Mortgages
• Getting a Mortgage With a Low Deposit
• Proof of Deposit For a Mortgage
• Government Schemes To Help Get a Mortgage Deposit
• What Are Concessionary Purchase Mortgages?
• Gifted Deposit Mortgages
• Getting a Mortgage With No Deposit

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Development Finance

• Development & Construction Finance
• Build to Rent Mortgages Explained
• Mezzanine Finance Loans for Property Developers
• Joint Venture Development Finance
• Commercial Development Finance Loans
• 100% Development Finance Explained
• Development Finance
• Development Finance Rates Explained
• Residential Development Finance

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Equity Release Mortgages

• Equity Release & Joint Ownership
• Equity Release in Scotland
• Equity Release Advice
• Equity Release With or Without a Mortgage
• Interest-Only Equity Release
• Home Reversion Plans & Schemes
• Equity Release Age Limits & Alternative Options for Under 55s
• Equity Release on Non-Standard Construction Properties
• Is Equity Release A Good Idea?
• Equity Release and The Alternatives
• Paying Off Equity Release Early & Early Repayment Charges
• Is Equity Release Safe?

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First Time Buyer Mortgages

• Can I Buy My Rental House From My Landlord?
• Government Schemes For First-Time Buyers
• What is a First-Time Buyer?
• First-Time Buyer Mortgages
• First-Time Buyer Mortgages Advice

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Fixed Rate Mortgages

• Should I Fix My Mortgage?
• Fixed-Rate Mortgages & the Pros and Cons
• How Long Should You Fix Your Mortgage For?
• Getting a Fixed or Variable Mortgage
• Fixed-Rate Mortgages Hub
• Selling a House While in a Fixed Rate Mortgage
• Remortgaging Before the End of a Fixed Rate Term
• Leaving a Fixed-Rate Mortgage Early
• Long-Term Fixed-Rate Mortgages
• What Happens At The End Of A Fixed-Rate Mortgage Term?

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Government Mortgage Schemes

• Rent to Buy Mortgages
• First Homes Scheme Explained
• Mortgage Guarantee Scheme
• Government Mortgage Schemes
• LIFT Scheme Mortgages Explained

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Guarantor Mortgages

• Who Can Be a Mortgage Guarantor?
• Guarantor Mortgages and Borrowing Limits
• Guarantor Mortgages
• How much can I borrow on a guarantor mortgage
• Who can be a guarantor?
• How much can I borrow on a guarantor mortgage

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Help To Buy ISAS

• Help to Buy ISA Alternatives For First Time Buyers
• Help to Buy ISAs

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Help To Buy Mortgages

• Help to Buy – Wales
• Help To Buy Mortgages

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Income Types

• Buy-for-Uni Mortgages Explained
• Getting a Mortgage If You’re Paid in Cash
• Seafarer Mortgages Explained
• Complex Income Types And Mortgages Explained
• Getting a Mortgage After a Pay Rise
• Mortgages For IT Contractors Explained
• Getting a Mortgage on Benefits
• Fixed-Term Contract Mortgages Explained
• Getting a Mortgage If You’ve Just Started a New Job
• Can a Student Get a Mortgage?
• Income Types and Mortgages
• Using Rental Income to Qualify for a Mortgage
• Mortgages During Probation Period
• How To Get A Mortgage On A Low Income
• Mortgages With Foreign Income
• Contractor Mortgages Explained
• Getting a Mortgage With Bonus and Commission Income
• Providing Proof of Income for a Mortgage
• Stipend Income Mortgages Explained
• Using Pension Income for a Mortgage
• Getting a Mortgage as a Freelancer
• Umbrella Company Mortgages
• Does Gambling or Betting Affect a Mortgage Application?
• Getting a Mortgage on a Zero Hour Contract
• Getting a Mortgage With a Part-Time Job
• Mortgages For Temps and Agency Workers
• Getting a Mortgage on Maternity Leave

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Interest Only Mortgages

• How To Resolve an Endowment Mortgage Shortfall
• Interest-Only Mortgages Hub
• Interest-Only Mortgage Repayment Vehicles Explained
• Retirement Interest-Only Mortgages (RIO) Explained
• How To Get an Interest-Only Mortgage as a First-Time Buyer
• Interest-Only Investment Mortgages Explained
• How To Switch To an Interest Only Mortgage
• Switching From an Interest Only to a Repayment Mortgage
• How To Extend an Interest-Only Mortgage Term
• What Happens When My Interest-Only Mortgage Ends?
• Interest-Only Offset Mortgages Explained
• Interest-Only Secured Loans Explained
• Part Repayment, Part Interest Only Mortgages Explained
• Interest-Only Vs Repayment Mortgage
• Interest Only Mortgages Explained

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Joint Mortgage

• What Happens If You Have a Joint Mortgage and Split Up?
• Joint Mortgages
• Joint Borrower, Sole Proprietor (JBSP)Mortgages
• Joint Mortgages : What They Are & How To Get One
• Mortgage With Family And Friends
• Getting a Mortgage Using Joint Income
• Joint Mortgages When One Person Dies
• Getting A Joint Mortgage With One Bad Credit Applicant
• How To Add or Remove Someone From A Mortgage

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Large Mortgage Loans

• Asset-Based Mortgages Explained
• £2 Million Mortgage: Monthly Repayments and Income Requirements
• £1 Million Pound Mortgages: Monthly Repayments and Income Requirements
• £6 Million Mortgage: Monthly Repayments & Income Requirements
• £1,500,000 Mortgage: Monthly Repayments & Income Requirements
• £3 Million Mortgage: Monthly Repayments & Income Requirements
• Large Mortgage Loans
• High-Value Mortgages for High-Net-Worth Individuals
• Private Mortgages Explained
• £5 Million Mortgage: Monthly Repayments & Income Requirements
• £4 Million Mortgage: Monthly Repayments & Income Requirements

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Lifetime Mortgage

• Should I Get a Lifetime Mortgage?
• Getting an Enhanced Lifetime Mortgage
• Lifetime Mortgages Explained
• Lifetime Mortgages
• Interest-Only Lifetime Mortgages Explained
• Lifetime Mortgage Rates
• Drawdown Lifetime Mortgages Explained

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Mental Wellbeing

• How I Handled Anxiety
• Why We’ve Built a Customer Wellbeing Portal On Our Website
• Mental Wellbeing

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Mortgage Affordability

• A Guide To Mortgage Affordability and How Much You Can Borrow
• What Mortgage Can You Get For £700 Per Month?
• How Much Mortgage Can You Get For £1,500 Per Month?
• How Much Mortgage Can You Get For £3,000 Per Month?
• How Much Mortgage Can You Get For £800 Per Month?
• How Much Mortgage Can You Get For £5,000 Per Month?
• What Mortgage Can You Get For £600 a Month?
• Getting a Mortgage for up to and over 5x Your Salary
• What Mortgage Can You Get For £400 – £500 a Month?
• How Much Mortgage Can You Get For £300 Per Month?
• How Much Mortgage Can You Get For £2,000 Per Month
• How Much Mortgage Can You Get For £1,000 Per Month
• How a Student Loan Affects Your Mortgage Application
• Does An Overdraft Affect Your Mortgage Application?
• Getting a Mortgage of 4 to 4.5 Times Your Salary
• How To Get A Mortgage 7 Times Your Salary
• What Mortgage Can You Get on Your Salary?
• Salary and Income Mortgage Multiples
• How To Get a Mortgage 6 Times Your Salary
• Getting a Mortgage on 3 Times Your Salary
• How To Calculate Your Debt to Income Ratio
• What To Do If You Can’t Afford a Mortgage
• How Renting Affects a Mortgage Application
• Mortgage Affordability
• What Are Mortgage Affordability Checks?
• What To Do If Your Mortgage Has Been Declined on Affordability
• What Are Maximum Mortgage Amounts You Can Borrow?
• How Much Can You Borrow For a Mortgage?
• What Income Is Needed To Get a Mortgage?

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Mortgage Application

• How Much Should You Expect to Pay in Mortgage Fees?
• What Is a Higher Lending Charge?
• Changing From ‘Tenants In Common’ To ‘Joint Tenants’
• What Documents Do You Need For a Mortgage Application?
• Mortgage Lending Criteria
• Making Overpayments on Your Mortgage
• How the Bank of England Base Rate Affects Mortgage Applications
• Back To Back Mortgages: The 6 Month Rule
• Getting a Mortgage With a Gap in Your Employment History
• How to Apply for a Mortgage and Understanding the Application Process
• What are the Maximum Mortgage Terms?
• Islamic Mortgages
• Mortgage Applications and Address History
• Self Certified Mortgages Explained
• What Is a Mortgage?
• Can’t Get a Mortgage? Here’s What To Do Next
• Lying on a Mortgage Application
• 7 Things That Can Stop You From Getting a Mortgage
• What To Do If You’ve Had a Mortgage Offer Withdrawn
• Applying for a Second Mortgage Explained
• Final Credit Check Before Completion
• Lodger & Rent-a-Room Mortgages
• Will a Loan Affect Your Mortgage Application?
• Mortgages For Second-Time Buyers
• Co-signing a Mortgage: What it Means & How it Works
• Mortgages for Young People
• How A Change Of Circumstances Can Affect Your Mortgage Application
• Short-Term Mortgages
• Mortgage Underwriting: Understanding The Process
• Getting a Mortgage with No Early Repayment Charge (ERC)
• Specialist Mortgage Lenders
• Mortgage Protection: Redundancy Cover
• Can Your Mortgage Cover Stamp Duty?
• Getting A Mortgage In Wales
• Mortgages For Borrowers With a Disability
• Can I Get a Mortgage?
• Getting a Mortgage With 3 or 4 People
• Bank Statements and Mortgage Applications
• Single Person Mortgages Explained
• Joint Tenants vs Tenants in Common
• Getting a Mortgage Agreement in Principle
• Getting a Mortgage in Scotland
• Mortgage Retention: How does it work?
• How Redundancy Affects Mortgage Applications
• Single Parent Mortgage Help
• Getting a Mortgage When In Debt
• Mortgages for Foreign Nationals
• Getting a Mortgage on Tier 2, Spouse and Other Types of Visas
• Getting a Single Mortgage When You’re Married
• Getting a Quick Mortgage Approval
• Mortgages in Northern Ireland Explained
• Mortgage Application Advice
• Getting a Mortgage With a Criminal Conviction
• Getting Approved For a Mortgage
• Help Me Get a Mortgage

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Mortgage Broker

• Mortgage Brokers Hub
• Getting Started With a Mortgage Broker
• What Questions Should You Ask a Mortgage Advisor?
• How Do Mortgage Brokers Get Paid?
• What Are The Benefits of Using a Mortgage Broker?
• Should You Use a Mortgage Broker to Refinance?
• Mortgage Broker Vs. Going to the Bank for Your Mortgage
• What Is a Mortgage Broker?

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Mortgage Calculators

• Contractor Mortgage Calculator
• Loan-to-Value Ratio Calculator
• Buy-to-Let Mortgage Calculators
• Calculating The Difference In Your Mortgage
• Equity Release Calculator Online
• Mortgage Overpayment Calculator
• Free Rental Yield Calculator
• Offset Mortgage Calculators
• Stamp Duty Calculator: Stamp Duty Land Tax Rates
• Remortgage Calculators
• Mortgage Calculators

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Mortgage Comparison Tool

• Mortgage Comparison Tool

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Mortgage Interest Rates

• How To Get a Lower Mortgage Interest Rate
• Best New Build Mortgage Rates Compared
• Best Right to Buy Mortgage Rates
• Best Offset Mortgage Rates Comparison
• Best Holiday Let Mortgage Rates Comparison
• Today’s Best Interest Rates for Shared Ownership Mortgages
• Today’s Best Mortgage Interest Rates in Northern Ireland
• Mortgage Interest Rates in Scotland
• Best Buy-to-Let Mortgage Rates
• Today’s Best Interest-Only Mortgage Rates Compared
• Mortgage Interest Rates Hub

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Mortgage News

• Autumn Budget 2025: What It Means For Homeowners and Landlords
• Labour House Building Policy In Danger of Failing
• Will Higher Stamp Duty Thresholds Help First-Time Buyers?
• Little of Note For Housing Market In Spring Statement
• Bank of England Cuts Interest Rates to 4.5%
• 18 of 21 Experts Think Mortgage Rates Will Fall In The New Year
• Will Donald Trump’s Election Harm The UK Housing Market?
• New Council Homes Might Not Be Eligible For Right to Buy
• Bank of England Cuts Interest Rates to 4.75%
• Rachel Reeves Announces Tax Rises of £40 Billion in Autumn Budget
• Bank of England Holds Interest Rates at 5%
• Virgin Offer New Retrofit Boost Mortgage With Up To £15k Cashback
• Labour Government Announces New Housebuilding Targets
• Host of Major Lenders Make Cuts To Mortgage Rates
• What Are The Housing Policies of The Party’s Ahead of The Election?
• Octopus Energy and Perenna Offer New ‘Zero Bills’ Mortgage
• Labour’s Bold Housing Policy Could Win Them The Next Election

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Mortgage Refused

• What To Do If Your Mortgage Is Declined By An Underwriter
• Mortgage Declined Advice
• Had a Mortgage Refused After The Contract Exchange?
• Mortgage Declined After Valuation: Here is What to Do Next
• What To Do If You’ve Had a Mortgage Declined After an AIP
• Mortgage Declined? Here Is What To Do Next
• What To Do If Precise Mortgages Have Refused Your Application
• What To Do If Kensington Mortgages Have Refused Your Application
• What To Do If Nationwide Has Refused Your Mortgage
• What To Do If Santander Have Refused Your Mortgage
• What To Do If Your Mortgage Application Is Declined By Skipton
• How To Get A Mortgage If Leeds Building Society Declines You
• What To Do If NatWest Have Refused Your Mortgage
• What To Do If Your Mortgage Application Is Declined By HSBC
• What To Do If Halifax Has Refused Your Mortgage

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Mortgage Repayments

• How To Deal With Mortgage Arrears
• £750,000 Mortgage: Monthly Repayments & Income Requirements
• £900,000 Mortgage: Monthly Repayments & Income Requirements
• £800,000 Mortgage: Monthly Repayments & Income Requirements
• £700,000 Mortgage: Monthly Repayments & Income Requirements
• £600,000 Mortgage: Monthly Repayments & Income Requirements
• What is an Early Repayment Charge?
• How To Lower Your Mortgage Repayments
• Mortgage Repayments: How Are They Calculated
• £300,000 Mortgage: Monthly Repayments & Income Requirements
• £350,000 Mortgage: Monthly Repayments & Income Requirements
• £150,000 Mortgage : Monthly Repayments & Income Requirements
• Mortgage Repayments
• Mortgages And Death
• £200,000 Mortgage: Monthly Repayments & Income Requirements
• £250,000 Mortgage: Monthly Repayments & Income Requirements
• £100,000 Mortgage: Monthly Repayments & Income Requirements
• £500,000 Mortgage: Monthly Repayments & Income Requirements
• £450,000 Mortgage: Monthly Repayments & Income Requirements
• £400,000 Mortgage: Monthly Repayments & Income Requirements
• £120,000 Mortgage: Monthly Repayments & Income Requirements
• £180,000 Mortgage: Monthly Repayments & Income Requirements
• £90,000 Mortgage: Monthly Repayments & Income Requirements
• £70,000 Mortgage: Monthly Repayments & Income Requirements
• £60,000 Mortgage: Monthly Repayments & Income Requirements
• £40,000 Mortgage: Monthly Repayments & Income Requirements
• £50,000 Mortgage: Monthly Repayments & Income Requirements
• £30,000 Mortgage: Monthly Repayments & Income Requirements
• £20,000 Mortgage: Monthly Repayments & Income Requirements
• £80,000 Mortgage: Monthly Repayments & Income Requirements

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Mortgages For Pensioners

• Mortgages for Pensioners and Older Borrowers
• How Retirement Mortgages are Calculated
• Maximum Age For A Mortgage
• Mortgages for Pensioners
• Reverse Mortgages Explained

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Mortgages For Professionals

• Mortgages for Professionals Explained
• Mortgages For Nurses
• Mortgages for Dentists Explained
• NHS Mortgages
• Mortgages for Firefighters
• Getting a Police Mortgage
• Mortgages for Solicitors, Lawyers and Barristers
• Mortgages For Professionals
• Mortgages for Foster Carers
• Mortgages for Doctors
• Mortgage Schemes For Key Workers
• Getting a Mortgage If You’re a Teacher
• Mortgages For Graduates Explained
• Military Mortgages Explained

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New Build Mortgages

• Deposit Unlock Mortgages Explained
• New Build Mortgages Explained
• New Build Mortgage Valuations
• New Build Mortgages

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Offset Mortgage

• Current Account Mortgages Explained
• Offset Mortgages
• What is a Flexible Mortgage?
• Cashback Mortgages Explained
• Mortgage Reserve Accounts Explained
• Family Offset Mortgages Explained
• Are Offset Mortgages A Good Idea?

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Original Research Projects

• Cost of homes near Schools
• Where are the most rental grievances across the UK?
• The gap between the cost of houses in the UK and salaries (2021)
• The gap between the cost of houses in the UK and salaries (2023)
• The gap between the cost of houses in the UK and Europe and salaries (2022)
• Where in the UK are the happiest homebuyers?
• Which city in the world is home to the most beautiful architecture?
• How much misinformation is there across TikTok and other social media platforms about the cost of buying a house?
• Renting the world’s worst dollhouse
• Forever homes – where do Britons choose to settle down the longest?
• Building vegan homes and communities – reality or an eco-friendly pipe dream?

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Other Calculator Projects

• How many homes can a footballer buy?
• Self-employed deposit calculator
• Mortgage holiday calculator

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Our Team

• Simon Cooper
• Nick Edmonds
• Jon Nixon
• Nathan Porter, Independent Mortgage Advisor
• David Bird Marketing Director

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Overseas Mortgages

• Mortgages on the Isle of Man Explained
• Mortgages on the Isle of Wight Explained
• Overseas Mortgages for Buying Property Abroad
• Getting a Mortgage In Spain
• Mortgages in Canada
• Getting a Mortgage In Portugal
• Getting a Mortgage in Turkey
• Getting a Mortgage In Ireland
• Mortgages in France Explained
• Getting a Mortgage In Monaco
• Getting a Mortgage in Jersey
• Getting a Mortgage in Gibraltar
• Overseas Mortgages to Buy Property Abroad
• Overseas Mortgages
• Getting a Mortgage In South Africa
• Getting a Mortgage In The USA
• Mortgages In Thailand Explained
• Getting a Mortgage In Poland
• Mortgage For A Holiday Home Abroad
• Offshore Mortgages Explained
• Mortgages in Cyprus
• Mortgages in Malta
• Overseas Mortgage Broker
• Mortgages In Italy

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Property Types

• Getting a Mortgage For a Prefab House
• Getting a Mortgage on a Property Near a Railway Line
• Church Conversion Mortgages
• Renovation Mortgages Explained
• Solar Panels and Mortgages Explained
• Getting a Mortgage To Buy an Off-Plan Property
• Buying & Selling a House With a Section 106 Agreement
• Buying a House With Subsidence
• Getting a Mortgage on a Flat
• Woodland Mortgages Explained
• Getting a Mortgage on a Property Near a Mineshaft
• Underpinned Property Mortgages
• Getting a Mortgage on a Large Acreage
• Barn Conversion Mortgages
• Property Types and Mortgages
• Asbestos And Mortgages Explained
• Mortgages for Steel-Framed Homes
• Getting a Mortgage on a Property With an Annex
• Getting a Mortgage on a Leasehold Property
• Buying a Repossessed House in the UK
• Getting a Mortgage on a Maisonette
• Buying a House With a Deed of Covenant
• Mortgages For Houses Bought Below Market Value (BMV)
• Mortgage on High Rises and Blocks of Flats
• Getting A Mortgage On A Flat Above A Shop
• Undervalued Properties and Mortgages Explained
• Mortgages For Eco-Homes Explained
• Mortgages With And Without Planning Permission
• Getting a Mortgage on a Single Brick Construction Home
• Mortgage on Timber-Framed Houses
• Mortgages For Flat Roof Properties
• Buying a House With a Public Footpath
• Getting a Mortgage for a Bungalow
• Getting a Mortgage on a Thatched Roof House
• Mortgages On Properties In a Flood Zone
• Studio Flat Mortgages Explained
• Mortgages for Concrete Construction Properties
• Flying Freehold Mortgages Explained
• Getting a Mortgage on a Home Next to a Commercial Property
• Uninhabitable Property Mortgages
• Listed Building Mortgages Explained
• Japanese Knotweed and Mortgages
• How To Get a Non-Standard Construction Mortgage

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Remortgages

• Guide To Switching Mortgage Providers
• Is Now A Good Time To Remortgage?
• How Long Does It Take To Remortgage?
• How Much Does It Cost To Remortgage?
• How To Get The Best Remortgage Deal
• When Can You Remortgage?
• Remortgaging to Buy a Car
• Do You Need A Mortgage Advisor To Remortgage?
• Remortgage Within Six Months of Purchase
• Buying Someone Out Of a House
• Remortgage Advice
• Product Transfer Mortgages Explained
• Interest-Only Remortgages Explained
• Remortgaging Into Retirement
• Porting a Mortgage: Transferring a Mortgage to Another Property
• How To Remortgage To Release Equity
• Help to Buy Remortgages
• Remortgaging an Inherited Property
• Remortgaging For Home Improvements
• How to Remortgage to Buy Another Property
• Mortgage An Unencumbered Property
• How to Remortgage
• Debt Consolidation Mortgages & Remortgages

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Right To Buy Mortgage

• Can My Son Buy My Council House For Me?
• Right to Buy Mortgages
• Right to Acquire Mortgages Explained
• Right to Buy Discount Calculator
• Right to Buy Mortgages Advice

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Second Charge Mortgages

• Second Charge Mortgages Explained
• Second Charge Mortgages
• Second Charge Mortgages for Buy-to-Let Properties
• Second Charge Mortgage Affordability Calculator
• Homeowner Loans Explained

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Self Build

• Self-Build Mortgage Rates
• How Are Self-Build Mortgages Calculated
• Self-Build Mortgage Brokers
• Getting a Self-Build Mortgage in Scotland
• Self-Build Mortgages for First-Time Buyers
• Self-Build Mortgages in Northern Ireland
• Self-Build Mortgages Explained
• Self-Build Mortgages

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Self Employed Mortgages

• How Is Self-Employed Income Calculated For a Mortgage?
• How To Remortgage If You’re Self-Employed
• Self-Employed Mortgages
• Self-Employed Mortgages Without Accounts
• Getting A Self-Employed Mortgage Using Net Profits
• Self-Employed Mortgages Advice
• Company Director Mortgages
• Getting a Mortgage in a Limited Liability Partnership (LLP)
• Self Employed Mortgages – How Much Can You Borrow?
• Which Accountant Qualifications Do Mortgage Lenders Accept?
• CIS Scheme Mortgages Explained
• Taxi Driver Mortgages Explained
• Buy-to-Let Mortgages For The Self-Employed
• Self-Employed Mortgages With 2 Years’ Accounts
• Self-Employed Mortgages With 1 Year’s Accounts

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Shared Ownership

• Is Shared Ownership Worth It?
• Am I Eligible For Shared Ownership?
• Shared Ownership Mortgages Explained
• Shared Ownership Mortgage Lenders
• Shared Ownership Mortgages
• Getting a Shared Ownership Mortgage With Bad Credit
• 100% Shared Ownership Mortgages
• Shared Ownership Mortgage Calculator

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Tracker Mortgages

• The Best Tracker Mortgage Rates Available Now In The UK
• The Pros And Cons Of A Tracker Mortgage
• No Fee Tracker Mortgages Explained
• Lifetime Tracker Mortgages Explained
• What’s the Difference Between a Tracker and Variable Mortgage?
• Two Year Tracker Mortgages
• Fixed Rate Vs Tracker Mortgage
• Tracker Mortgages

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UK Mortgages For Expats

• UK Expat Mortgages
• Expat Mortgages
• Expat Remortgages Explained
• Expat Buy-to-Let Mortgages
• Mortgage Calculators for Expats
• Expat Mortgages: Returning to the UK

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Variable Rate Mortgages

• Should You Ever Stay On Your Lender’s SVR?
• Discount Mortgages Explained
• Variable Rate Mortgages
• Capped Rate Mortgages Explained

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Other

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