Want to know more about Standard Variable Rate mortgages? Read our hub to find the information you need
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Standard variable rate (SVR) mortgages come with an interest rate that can fluctuate throughout the term. The rates are often more expensive than what you’d pay if you were to ‘fix’ yourself into an agreement with a lender, but this isn’t the right option for everyone.
If you’re in the market for a mortgage, it’s important to familiarise yourself with SVR agreements as well as every possible alternative to make sure you choose the right deal. Read through our articles below to find out how SVR mortgages work, how to get the best rates and much more.
A complete guide to standard variable rate mortgages, covering what they are, how they work and how to get expert advice about them.
A capped rate mortgage is a type of standard variable rate agreement where the interest rate can still fluctuate, but can’t rise above a certain point.
Learn how to get the best rates on a standard variable rate mortgage, what affects the amount of interest you pay and more.
Find out whether there is a better mortgage deal than your current mortgage provider’s standard variable rate available to you right now.
A discount mortgage is a mortgage agreement that comes with a reduced interest rate either for a set period or the duration of the term.
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*Based on our research, the content contained in this article is accurate as of the most recent time of writing. Lender criteria and policies change regularly so speak to one of the advisors we work with to confirm the most accurate up to date information. The information on the site is not tailored advice to each individual reader, and as such does not constitute financial advice. All advisors working with us are fully qualified to provide mortgage advice and work only for firms who are authorised and regulated by the Financial Conduct Authority. They will offer any advice specific to you and your needs.
Some types of buy to let mortgages are not regulated by the FCA. Think carefully before securing other debts against your home. As a mortgage is secured against your home, it may be repossessed if you do not keep up with repayments on your mortgage. Equity released from your home will also be secured against it.
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