Unsure whether a bridging loan is the right option? Get the right advice here.
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Bridging loans are short-term, interest-only loans that are quick to arrange and usually secured against a property. They can be useful for closing a deal when timing is of the essence or when the borrower doesn’t qualify for a mortgage, or does not wish to take one out.
This form of lending is commonly used for buying property, often in conjunction with a mortgage. Rates can be higher than they are for mortgages, but if you do your research and get the right advice, a good deal is more than possible. Read through our articles below to find out more about bridging loans, including how to find a broker who specialises in them.
The place to begin for an overview of bridging loans, including how they work, how to get one and why you should speak to a broker before you apply.
How to get a bridging loan if you have no deposit available, covering how this is possible, what it means for the agreement and more.
Learn how much it costs to take out a bridging loan, including fees, interest rates and how to get the most cost-effective deal.
Find out how a bridging loan is calculated and why you should have an expert crunch the numbers for you instead of an online calculator.
A guide to buying residential property using a bridging loan with a remortgage as its exit strategy and how to get the best deals for this.
A guide to getting the best rates and deals on second and third-charge bridging finance, plus how a broker can help with this
Auction finance is a type of bridging loan that’s designed for buying property under the hammer, and you can find out more in our guide.
How to get approved for bridging finance with the best rate available if you have bad credit and how a broker can help with this.
Find out what the bridging loan application process entails and where to find an expert who can guide you through every step of it.
How to use a bridging loan for property development purposes, including how to get the best deal and where to turn for expert guidance.
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*Based on our research, the content contained in this article is accurate as of the most recent time of writing. Lender criteria and policies change regularly so speak to one of the advisors we work with to confirm the most accurate up to date information. The information on the site is not tailored advice to each individual reader, and as such does not constitute financial advice. All advisors working with us are fully qualified to provide mortgage advice and work only for firms who are authorised and regulated by the Financial Conduct Authority. They will offer any advice specific to you and your needs.
Some types of buy to let mortgages are not regulated by the FCA. Think carefully before securing other debts against your home. As a mortgage is secured against your home, it may be repossessed if you do not keep up with repayments on your mortgage. Equity released from your home will also be secured against it.
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