Want to know more about Guarantor Mortgages? Read our hub to find the information you need
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A guarantor mortgage can help you get onto the property ladder if you have a family member who’s willing to support you financially. They can be a viable option for people with little or no deposit and a blood relative who is ready, willing and able to offer their assistance.
As with any type of mortgage, there are advantages and disadvantages to mull over and alternative options to consider, which is why doing some research before you begin is a good idea. Read through our articles below to learn key information about guarantor mortgages, including how to find a broker who specialises in arranging them.
A complete guide to guarantor mortgages, covering topics including their potential benefits and drawbacks, eligibility criteria and finding the best rates and deals.
A guide to the different types of guarantor mortgages available in the UK, including whole loan guarantor agreements and shortfall guarantor mortgage loans.
Try our online mortgage calculator to find out how much you could potentially borrow as well as what the monthly payments and interest could be.
Find out what maximum loan amount you could qualify for with a guarantor mortgage lender along with a breakdown of how they will calculate this.
A rundown of the alternatives to a guarantor mortgage, including the Help to Buy scheme for low deposit customers and other family mortgage options.
Find out which family members can act as a guarantor on your mortgage and why lenders only allow blood relatives to take on this role.
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*Based on our research, the content contained in this article is accurate as of the most recent time of writing. Lender criteria and policies change regularly so speak to one of the advisors we work with to confirm the most accurate up to date information. The information on the site is not tailored advice to each individual reader, and as such does not constitute financial advice. All advisors working with us are fully qualified to provide mortgage advice and work only for firms who are authorised and regulated by the Financial Conduct Authority. They will offer any advice specific to you and your needs.
Some types of buy to let mortgages are not regulated by the FCA. Think carefully before securing other debts against your home. As a mortgage is secured against your home, it may be repossessed if you do not keep up with repayments on your mortgage. Equity released from your home will also be secured against it.
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