Property Types and Mortgages
Want to know more about Mortgages for different property types? Read our hub to find the information you need
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The type of property you’re buying can be a key factor when it comes to whether you qualify for a mortgage, and the exact type of mortgage lender you need.
All mortgage lenders will consider applications for mortgages on traditional houses made from bricks and mortar, but anything that falls outside of this is usually classed as a ‘non-standard’ property. This includes everything from unusual buildings to homes built from materials that most mortgage providers consider higher risk.
Read through our articles below to find out how the property type your buying can affect your mortgage prospects, how to find a broker who specialises in your property type and mo
What are you looking for?
Undervalued Mortgage Survey
Find out what your options are if a mortgage company under-values the property you’re buying and what support is available to you.
Getting a Mortgage on a Concrete Construction Property
Concrete construction buildings fall into the ‘non-standard’ property category which means specialist advice is recommended if you need a mortgage on one.
Mortgages for Steel Framed Homes
Learn what the implications of getting a mortgage on a steel-framed property are and where to get professional advice on this type of construction.
Mortgage on Timber Framed House
How to get a mortgage on a property with timber framework and where to get the right advice about houses with this type of structure.
Non-Standard Construction Mortgages
A complete guide to getting a mortgage on a property with ‘non-standard’ construction and where to get professional advice on unusual or unique properties.
A guide to planning permission for properties and land
A complete guide to planning permission, including when you need it, when you don’t and the implications of buying without it in place.
Mortgages for houses bought below market value (BMV)
Find out how to go about getting a mortgage to buy a property that is being sold below market value and where to turn for the right advice on this.
Buying a Section 106 property
The key information you need to know about getting a mortgage on a property under section 106, which means there’s a restrictive covenant in place.
Getting a mortgage on a flat above a shop
A guide to getting a mortgage on a flat above a shop and the implications of buying a property with a commercial premises below.
How Do You Get a Mortgage for a Prefab House?
What you need to know about getting a mortgage on a prefabricated property and why this type of construction would be considered ‘non-standard’.
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Further Reading
A Guide to Flat Mortgages
Apartment mortgages
Asbestos and Mortgages
Buying a House With a Deed of Covenant
Buying a House With Subsidence
Buying a repossessed house
Can I get a mortgage with Japanese knotweed
Can you get a mortgage on a Grade 2 listed building?
Fixer Upper Mortgages
Flat Roof Mortgages
Flying freehold mortgages
Getting a Mortgage for Buying an Off-Plan Property
Getting a Mortgage on a Single Brick Construction Property
Getting a mortgage on an eco friendly home
How to Get a Mortgage for a Barn Conversion
Large Acreage Mortgage
Leasehold mortgages
Maisonette Mortgages
Mortgage for Property with Annex
Mortgage Next to a Commercial Property
Mortgage on a Studio Flat
Mortgage on High Rises and Blocks of Flats
Mortgages for Woodland
Mortgages on properties in a flood zone
Mortgages on uninhabitable property
So you’re thinking of buying a bungalow?
Solar Panels and Mortgages
Will I get a Mortgage if my House is Close to a Mineshaft?
Church Conversion Mortgages
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