Want to know more about Mortgages for different property types? Read our hub to find the information you need
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The type of property you’re buying can be a key factor when it comes to whether you qualify for a mortgage, and the exact type of mortgage lender you need.
All mortgage lenders will consider applications for mortgages on traditional houses made from bricks and mortar, but anything that falls outside of this is usually classed as a ‘non-standard’ property. This includes everything from unusual buildings to homes built from materials that most mortgage providers consider higher risk.
Read through our articles below to find out how the property type your buying can affect your mortgage prospects, how to find a broker who specialises in your property type and mo
An overview of the different types of property you can buy with a mortgage and how the type of building can affect your mortgage prospects.
Find out what your options are if a mortgage company under-values the property you’re buying and what support is available to you.
Concrete construction buildings fall into the ‘non-standard’ property category which means specialist advice is recommended if you need a mortgage on one.
Learn what the implications of getting a mortgage on a steel-framed property are and where to get professional advice on this type of construction.
How to get a mortgage on a property with timber framework and where to get the right advice about houses with this type of structure.
A complete guide to getting a mortgage on a property with ‘non-standard’ construction and where to get professional advice on unusual or unique properties.
A complete guide to planning permission, including when you need it, when you don’t and the implications of buying without it in place.
Find out how to go about getting a mortgage to buy a property that is being sold below market value and where to turn for the right advice on this.
The key information you need to know about getting a mortgage on a property under section 106, which means there’s a restrictive covenant in place.
A guide to getting a mortgage on a flat above a shop and the implications of buying a property with a commercial premises below.
What you need to know about getting a mortgage on a prefabricated property and why this type of construction would be considered ‘non-standard’.
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*Based on our research, the content contained in this article is accurate as of the most recent time of writing. Lender criteria and policies change regularly so speak to one of the advisors we work with to confirm the most accurate up to date information. The information on the site is not tailored advice to each individual reader, and as such does not constitute financial advice. All advisors working with us are fully qualified to provide mortgage advice and work only for firms who are authorised and regulated by the Financial Conduct Authority. They will offer any advice specific to you and your needs.
Some types of buy to let mortgages are not regulated by the FCA. Think carefully before securing other debts against your home. As a mortgage is secured against your home, it may be repossessed if you do not keep up with repayments on your mortgage. Equity released from your home will also be secured against it.
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