Want to know more about how different income types affect mortgages? Read our hub to find the information you need
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The way you make your income can be just as important to a mortgage lender as the amount of money you make. Not all lenders accept certain varieties of wage as declarable capital for a mortgage application, but with the right advice, you can potentially make your money go further.
Read through our articles on income types and mortgages below to find out where to turn for expert guidance and how the way you make your money can affect your mortgage prospects.
The place to start for an overview of how your income type can affect your mortgage prospects, including the forms of income lenders might not accept.
How to get a mortgage if you’re claiming benefits, covering which types of benefit can count as declarable income on a mortgage application and more.
A guide to proving your income on a mortgage application, including what documentary evidence lenders usually ask for and how much of it they need.
A guide to getting a mortgage as a student, including which lenders accept applications in higher education, getting a mortgage with student debt and more.
Find out how it’s possible to get a mortgage while earning low income, including ways to supplement your household’s main earnings and more.
How to get a mortgage if you’re still in a probationary period at work and how a mortgage broker can help you find the right lender.
Find out how to get approved for a mortgage on a fixed-term work contract and how a mortgage broker can help you achieve this.
How to get approved for a mortgage on a residential home if your main source of income is rent generated from a buy-to-let property.
A guide to getting a mortgage if you’re off work on maternity leave, have just returned from it or are about to begin maternity leave.
Find out what your mortgage options are if you earn stipend income and want to declare it on your mortgage application for affordability purposes.
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*Based on our research, the content contained in this article is accurate as of the most recent time of writing. Lender criteria and policies change regularly so speak to one of the advisors we work with to confirm the most accurate up to date information. The information on the site is not tailored advice to each individual reader, and as such does not constitute financial advice. All advisors working with us are fully qualified to provide mortgage advice and work only for firms who are authorised and regulated by the Financial Conduct Authority. They will offer any advice specific to you and your needs.
Some types of buy to let mortgages are not regulated by the FCA. Think carefully before securing other debts against your home. As a mortgage is secured against your home, it may be repossessed if you do not keep up with repayments on your mortgage. Equity released from your home will also be secured against it.
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