Want to know more about Mortgages for New Builds? Read our hub to find the information you need
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Mortgages for new build properties aren’t always completely straightforward as there can be extra considerations for the lender to take into account compared to older property deals.
With this in mind, it’s a good idea to do some research and seek professional advice before you apply. Read through our articles on new build mortgages below to find out how they differ to mortgages for older properties, how a broker can help you get one and more.
A comprehensive guide to getting a mortgage on a new build property, including how they differ to mortgages for older homes and other considerations.
A guide to new build mortgages for first-time buyers, including how they are different and the support schemes available to this demographic.
Find out how new build mortgages are calculated and why you should have a broker crunch the numbers for you instead of an online tool.
Find out which lenders offer mortgages for new build properties, what eligibility criteria they use and how to get the best rates from them.
What typical loan-to-value (LTV) ratio you should expect on a new build mortgage and what this means for the deposit requirements.
Here we explain why mortgage lenders’ valuations can sometimes be lower for new build properties and what this means for your borrowing prospects.
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*Based on our research, the content contained in this article is accurate as of the most recent time of writing. Lender criteria and policies change regularly so speak to one of the advisors we work with to confirm the most accurate up to date information. The information on the site is not tailored advice to each individual reader, and as such does not constitute financial advice. All advisors working with us are fully qualified to provide mortgage advice and work only for firms who are authorised and regulated by the Financial Conduct Authority. They will offer any advice specific to you and your needs.
Some types of buy to let mortgages are not regulated by the FCA. Think carefully before securing other debts against your home. As a mortgage is secured against your home, it may be repossessed if you do not keep up with repayments on your mortgage. Equity released from your home will also be secured against it.
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