66 . 7 %

We are a free service which matches people with independent, impartial and expert brokers who specialise in all kinds of mortgage niches, including commercial property mortgages.

The advisors we work with have the expertise to help customers get a mortgage for any business premises. Their access to commercial mortgage lenders across the UK means you’ll get a competitive deal on the right business mortgage.

Our mission is to ensure everyone gets the right advice and spread the word that there are countless ways to help your business get the mortgage loan it needs to thrive.

The expert brokers we work with can arrange mortgages for a wide range of business premises, including…

Read through our articles written exclusively by experts in all kinds of commercial mortgage niches.

The advisors we work with have a strong track record handling unusual or complicated cases and arrange mortgages for a wide range of business borrowers every day.

OMA Accredited Advisors

Brokers must graduate from our official LIBF*** approved accreditation

Advice from the Whole Market

Specialists must have access to all UK lenders to work with us

Our service is 100% free

We don't charge a fee, your broker may charge once successful

Over 120,000 Customers

We've helped over 120,000 people get the right advice

Your data is Safe

OMA is GDPR ready and fully encrypted

Hundreds of 5 Star Reviews

Heartwarming stories on Feefo


What is a commercial mortgage?

A commercial mortgage loan is the type of mortgage you need if:

  • You want to buy business premises
  • You are buying a business itself
  • You wish to raise capital on a commercial property you already own

Commercial mortgage finance is usually taken out by businesses, business owners and aspiring business owners who are ready to step up from business loans.

While business loans are usually capped at £25,000 and offered on an unsecured basis, commercial mortgage loans enable customers to borrow larger amounts because they are taken on a secured basis, against property you are purchasing or already own.


How do I get a mortgage for commercial property?

To get approved for a commercial mortgage loan you need to meet the lender’s eligibility requirements.

Commercial lenders assess applications based on the following factors:

  • Affordability
  • Deposit size
  • Your credit rating
  • Your business credit rating
  • The viability of the investment

An expert commercial mortgage broker with whole-of-market access, like those we work with, can give you bespoke advice on commercial mortgages and connect you with the lender with affordability and eligibility criteria you, and your business, meet.


Three steps to your commercial mortgage

  1. Fill out an enquiry form – it will only take a few moments.
  2. Sit back and let us do the hard work – we’ll check the information you’ve provided and connect you with the right broker based on your business needs and circumstances.
  3. Your expert broker will search the entire market for the best commercial finance deals and introduce you to the lender offering the most favourable one.

FCA disclaimer

*Based on our research, the content contained in this article is accurate as of most recent time of writing. Lender criteria and policies change regularly so speak to one of the advisors we work with to confirm the most accurate up to date information. The information on the site is not tailored advice to each individual reader, and as such does not constitute financial advice. All advisors working with us are fully qualified to provide mortgage advice and work only for firms who are authorised and regulated by the Financial Conduct Authority. They will offer any advice specific to you and your needs. Some types of buy to let mortgages are not regulated by the FCA. Think carefully before securing other debts against your home. As a mortgage is secured against your home, it may be repossessed if you do not keep up with repayments on your mortgage. Equity released from your home will also be secured against it.