Shared Ownership Mortgages

Read everything you need to know about Shared Ownership mortgages

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Firstly, are you looking to purchase a shared ownership / shared equity property?

No impact on credit score

4.8 out of 5 stars across Trustpilot, Feefo and Google! Our customers love Online Mortgage Advisor

Home Shared Ownership Mortgages

A Shared Ownership mortgage is essentially a middle ground between renting and buying. They are a possible option if you don’t qualify for a full mortgage or can’t afford one and don’t mind the idea of paying some rent on top of your mortgage payments.

Before applying for a mortgage through this government scheme, doing your homework is recommended so you can be confident it’s the right option for you. Read through our compilation of articles below to find out how Shared Ownership works, how to compare mortgages through the scheme and much more.

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A Guide to Shared Ownership Mortgages

An overview of Shared Ownership mortgages, including what they are, how they work and how a broker can help you get the right advice on them.

Shared Ownership Mortgage Calculator

Try our Shared Ownership mortgage calculator to find out how much you could potentially borrow and what your mortgage repayments could look like.

100% Shared Ownership Mortgages

Learn about how the loan-to-value (LTV) ratio affects a Shared Ownership mortgage agreement and how much deposit you will need to put down.

How to apply for a Shared Ownership mortgage

A guide to the Shared Ownership mortgage application process, how to get help with it and how a mortgage broker can guide you through it.

Shared Ownership Mortgages Bad Credit

How to get a Shared Ownership mortgage if you have bad credit and why it’s a good idea to use a specialist broker under these circumstances.

Shared Ownership Mortgage Lenders

A guide to Shared Ownership mortgage lenders, including which providers support the scheme, what they offer and how to choose the right one.

95% LTV Shared Ownership Mortgages

Learn all about 95% LTV Shared Ownership mortgages and how to get the best rates and deals through the government scheme with 5% deposit.

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