Want to know more about Mortgage Deposits? Read our hub to find the information you need
No impact on credit score
Most mortgage agreements require some kind of deposit, but how does this affect the deals you qualify for, the interest rate you end up with, and where can a mortgage deposit come from?
Read through our articles below to find the answers to all of these questions and more.
The place to begin for an introduction to mortgage deposit requirements, covering how much you’re likely to need and how deposits affect interest rates.
A guide to providing proof of deposit to a mortgage lender, how much proof lenders need and what they won’t accept as evidence of your funds.
Find out how you can benefit from lower rates and a better deal by putting down more deposit and how a broker can help
Learn what the deposit requirements are for a mortgage on a second home and how to get the best rates with the amount you have.
Find out whether it’s possible for you to get a mortgage with a borrowed deposit, how to go about this and how a broker can help.
An overview of how people can help family members get onto the property ladder through deposit schemes and how a broker can assist with this.
Find out how much deposit you’ll need to put down to get a mortgage with bad credit and learn about the factors that determine this.
A guide to getting a mortgage with a deposit made up of funds that were gifted to you and how this affects your chances of approval.
A rundown of the support schemes that can help you out if you have a low deposit, including Help to Buy and the mortgage guarantee scheme.
Ask a quick question
We can help!
We know everyone's circumstances are different, that's why we work with mortgage brokers who are experts in mortgage deposits.
Ask us a question and we'll get the best expert to help.
*Based on our research, the content contained in this article is accurate as of the most recent time of writing. Lender criteria and policies change regularly so speak to one of the advisors we work with to confirm the most accurate up to date information. The information on the site is not tailored advice to each individual reader, and as such does not constitute financial advice. All advisors working with us are fully qualified to provide mortgage advice and work only for firms who are authorised and regulated by the Financial Conduct Authority. They will offer any advice specific to you and your needs.
Some types of buy to let mortgages are not regulated by the FCA. Think carefully before securing other debts against your home. As a mortgage is secured against your home, it may be repossessed if you do not keep up with repayments on your mortgage. Equity released from your home will also be secured against it.
Maximise your chances of approval, whatever your situation. Find your perfect mortgage broker
Our broker matching service will match you to a real human being who’s a specialist in your circumstances – for free!
Your expert will find you the best deal that’s right for you and be with you every step of the way.