Want to know more about Mortgages for Pensioners? Read our hub to find the information you need
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There is a range of mortgage options for people in their retirement years, but with many to choose from and a heap of alternatives to consider, professional advice is recommended.
Read through our range of articles on mortgages for pensioners below to find out how a specialist broker can help you get the deal you’re looking for, as well as detailed information about equity release, retirement mortgage lenders, mortgage drawdown and more.
The place to begin for a complete overview of the type of mortgages available for pensioners as well as the alternatives for you to consider.
Find out what the maximum age for a mortgage is with most lenders and how to get approved for a mortgage if you’re over 75.
A drawdown mortgage allows homeowners over 55 to release cash from their home flexibly, and you can learn about them in this guide.
Find out what happens to your mortgage after you die and what you need to put in place to make things easier for your beneficiaries.
Learn how retirement mortgages are calculated and why you should have an expert crunch the numbers instead of relying on generic online tools.
An overview of the mortgage lenders who consider applications from retired customers, the interest rates they offer, the criteria they use and more.
A reverse mortgage allows you to unlock a portion of the equity in your property, and you can learn all about them in this guide.
Find out how a mortgage broker who specialises in older customers can help you get the best interest rate and terms on your mortgage
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*Based on our research, the content contained in this article is accurate as of the most recent time of writing. Lender criteria and policies change regularly so speak to one of the advisors we work with to confirm the most accurate up to date information. The information on the site is not tailored advice to each individual reader, and as such does not constitute financial advice. All advisors working with us are fully qualified to provide mortgage advice and work only for firms who are authorised and regulated by the Financial Conduct Authority. They will offer any advice specific to you and your needs.
Some types of buy to let mortgages are not regulated by the FCA. Think carefully before securing other debts against your home. As a mortgage is secured against your home, it may be repossessed if you do not keep up with repayments on your mortgage. Equity released from your home will also be secured against it.
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