Mortgages & Remortgages for Bad Credit

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Getting a mortgage with bad credit was extremely difficult in the past, but these days, it’s more than possible thanks to specialist mortgage lenders and the work of expert mortgage brokers.

Read through our articles below to find out everything you need to know about bad credit mortgages, including which lenders offer them, how to get them, and where to find a broker who specialises in them.

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Bad Credit Mortgages

A complete guide to bad credit mortgages, including how to get one, which credit issues lenders might overlook and how a broker can help you.

Joint Mortgage With One Bad Credit Applicant

Find out what your options are if you’re applying for a joint mortgage and one of the applicants has a history of bad credit.

Mortgage Credit Check

Learn what mortgage credit checks entail, what lenders look for on them and what types of bad credit could cause issues if they find it.

Getting a Mortgage With a Default

How to get a mortgage with defaults on your file, including how long you might have to wait to apply and how much deposit you’ll need.

Can I Get a Mortgage With a CCJ?

Find out what the implications of applying for a mortgage with a county court judgement (CCJ) are and how a broker can help you.

Getting a Mortgage After Bankruptcy

Learn what your chances of getting a mortgage after bankruptcy are and how a specialist bad credit mortgage broker can help you boost them.

Late Payments and Mortgage Applications

How to get a good deal on your mortgage despite having a history of late payments and how a bad credit mortgage broker can help.

How Much Does a Mortgage Application Impact Your Credit Score?

Understand the full implications of a mortgage application and how it affects your credit report, plus how to avoid unnecessary marks on your file.

Bad Credit Mortgage Brokers

Find out what a specialist bad credit mortgage broker does and how they can help you find finance where other advisors would let you down.

How to Remortgage with Bad Credit

How to get a great deal on your remortgage despite having credit issues and how a specialist mortgage broker can help with this.

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*Based on our research, the content contained in this article is accurate as of the most recent time of writing. Lender criteria and policies change regularly so speak to one of the advisors we work with to confirm the most accurate up to date information. The information on the site is not tailored advice to each individual reader, and as such does not constitute financial advice. All advisors working with us are fully qualified to provide mortgage advice and work only for firms who are authorised and regulated by the Financial Conduct Authority. They will offer any advice specific to you and your needs.

Some types of buy to let mortgages are not regulated by the FCA. Think carefully before securing other debts against your home. As a mortgage is secured against your home, it may be repossessed if you do not keep up with repayments on your mortgage. Equity released from your home will also be secured against it.