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Experts in bad credit mortgages

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Mortgages for Poor Credit

Updated: March 29, 2021

Pete Mugleston
Author: Pete Mugleston Mortgage Advisor, MD
Mortgages for Poor Credit

We are a free service which matches people with independent, impartial and whole-of-market brokers who specialise in all kinds of mortgage niches, including bad credit. 

The advisors we work with have the expertise to help customers with all kinds of credit issues. They have access to every specialist bad credit lender on the market and may be able to find you a favourable deal where others have let you down and won’t allow unnecessary mortgage credit checks to be completed.

Our mission is to ensure everyone gets the right advice and spread the word that there are countless adverse credit lenders out there who could potentially offer you a lifeline, even if you’ve been rejected by a mortgage provider more than once in the past.

The expert brokers who work with us arrange mortgages for customers with the following credit problems on their file every day…

  • No credit history
  • Low credit score
  • Late payments
  • Missed mortgage payments
  • Defaults
  • CCJs


  • IVAs
  • Debt management schemes
  • Repossessions
  • Bankruptcy
  • Payday Loans
  • Multiple credit problems

The advisors we work with have a strong track record dealing with complex cases and arrange mortgages for a wide range of borrowers daily. They’re just a phone call away!

Make an enquiry for a free, no-obligation chat and we’ll match you with a broker experienced in helping other customers in similar circumstances.

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  • Check mark Specialists in bad credit applications
  • Check mark Access to more deals from more lenders
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How to get a mortgage with poor credit

Finding a lender who specialises in helping customers with the type of credit issue you have is key to succeeding in getting a mortgage. Lenders who deal with customers who have adverse credit issues know they need to take a flexible approach when making their lending decision, and we work with bad credit mortgage brokers who know who to apply to.

Read more about how to get a bad credit mortgage

Remortgaging with bad credit

Remortgaging with bad credit can be more straightforward than buying a home as the borrower usually has two choices: refinancing their debt or taking out a second charge mortgage/secured loan. The advisors we work with can help you figure out which of these options is right for you and introduce you to the lender offering the most favourable deals.

Read more about how to remortgage with bad credit.

Three steps to your mortgage

  1. Fill out an enquiry form on our website – this will take no more than a few minutes.
  2. Sit back and let us do the hard work – we’ll check the information you’ve provided and connect you with the right broker based on your needs and circumstances.
  3. Your expert broker will search the entire market for the best deals you’re eligible for and introduce you to the lender offering the most favourable one.

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Make an enquiry for a free, no-obligation chat and we’ll match you with a broker experienced in helping other customers in similar circumstances.

  • Check mark Rated 5 star on Feefo
  • Check mark Specialists in bad credit applications
  • Check mark Access to more deals from more lenders
Get Started

FCA disclaimer

*Based on our research, the content contained in this article is accurate as of the most recent time of writing. Lender criteria and policies change regularly so speak to one of the advisors we work with to confirm the most accurate up to date information. The information on the site is not tailored advice to each individual reader, and as such does not constitute financial advice. All advisors working with us are fully qualified to provide mortgage advice and work only for firms who are authorised and regulated by the Financial Conduct Authority. They will offer any advice specific to you and your needs.

Some types of buy to let mortgages are not regulated by the FCA. Think carefully before securing other debts against your home. As a mortgage is secured against your home, it may be repossessed if you do not keep up with repayments on your mortgage. Equity released from your home will also be secured against it.

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