Second Home Mortgages

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Getting a second mortgage to buy another home is absolutely doable if you can convince the lender that you can afford both properties, but seeking professional advice first is vital.

Read through our articles below to learn everything you need to know about second home mortgages, including their eligibility criteria, how to get the best rates and more.

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Eligibility Criteria for Second Home Mortgages

An in-depth look at the eligibility criteria you need to meet to get a second home mortgage and how to boost your chances of approval.

Second Home Mortgage Rates

How to get the best interest rate on a second home mortgage and how the right mortgage broker can help you secure this.

Second Property Mortgage Deposits

Find out how much equity/deposit you need to get a mortgage to buy a second home and how this can affect the deal you get.

Second Home Mortgage Calculator

Learn how second property mortgages are calculated and why you should have an expert work this out for you instead of relying on online tools.

Second Charge Mortgage Affordability

Find out how affordability is calculated for a second home mortgage and how it differs from the mortgage you took out on your existing property.

How Many Mortgages Can I Have?

Learn how many mortgages it’s possible for one person to have, how to get two or more and why you’d need a broker for this.

Absolute Fab: I got a mortgage as an ex-bankrupt !!!

As an ex-bankrupt with a qualified Annulment I had to take several bridging loans to cover my debt. I found Online Mortgage Advisor who offered fantastic but specific insight to my issues. Within 6 weeks we exchanged contracts and I am now debt-free, and my house is safe.

S Bakht

They pulled out all the stops

Great staff and good communication. Helped us understand the process and gone over and above to help in a difficult situation. Other companies couldn't even be bothered but Thank you so much!

Anneke Woolley, 12 days ago

Our advisor was amazing from the start!

Aaron went above and beyond. He worked late and kept in contact with me and worked tirelessly to find me the best mortgage he could

James, 10 days ago

Rated 4.8 out of 5 stars across Trustpilot, Feefo and Google

Ask us a question

We know everyone's circumstances are different, that's why we work with mortgage brokers who are experts in second home mortgages.

Ask us a question and we'll get the best expert to help.

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