Mortgage Approval Guarantee

We know It's important you have complete confidence in our service, and trust that you’re getting the best service with the best chance of mortgage approval. We're so confident in our service, we guarantee it!

We guarantee to get your mortgage approved where others can’t – or we’ll give you £100*

If we’re wrong, and you get a mortgage application declined from a broker we work with, we will pay you £100 in cash should somebody else manage to get you approved.*

We can confidently guarantee that you’ll have the best chance of getting a mortgage using our five-star service. We will handpick the ideal mortgage broker for your needs and circumstances, so you can rest assured the right advisor is in your corner. 

We have so much faith in our service because the advisors we’ve personally trained and vetted will only put you forward for a mortgage that you’re eligible for and can afford. You can also read about some of the many happy customers who have secured their mortgages through us. 

*This guarantee is subject to you providing satisfactory documentation. See Terms & Conditions

By using our service, you will also get…

  • Checkbox PurpleA bespoke, five-star service from a genuine whole-of-market broker (not all brokers are whole of market!)
  • Checkbox PurpleAccess to a wider range of mortgage deals
  • Checkbox PurpleAdvice from an expert in the exact area you need help with
  • Checkbox PurpleHelp optimising and safeguarding your credit report
  • Checkbox PurpleGuidance through the application process from start to finish
  • Checkbox PurpleOngoing advice after you’ve secured your mortgage

We can personally vouch for the mortgage broker we match you with, since we’re notoriously selective about who we triage our customers to. We monitor their performance to make sure they’re maintaining our five-star standards and providing the level of service we insist upon.

A bit more about us

Online Mortgage Advisor is a free broker-matching service that has been introducing people like you to their perfect mortgage advisors since 2013.

We know that not all mortgage brokers are equal. They all have their own areas of expertise, from bad credit to first-time buyers, and to stand the best chance of mortgage success, you’ll need to find an advisor whose knowledge and experience lines up with your requirements.

This is where we come in. We’ve built up a vast network of trusted mortgage specialists to cover every corner of the market and have made it our mission to ensure our customers are paired with the expert who’s best placed to help them secure the finance they need.

We won’t charge a penny for introducing you to a broker and all of the brokers we work with must also agree to our fair-fee policy, which means they’ll refund any upfront costs if they fail to get a mortgage for an eligible customer.


How we got Jason's mortgage approved!

"I had saved for a deposit for what seemed like forever but feel down at the first hurdle when it came to applying for a mortgage on the cottage I had my eye on. I was applying on my own, and the bank I approached said my income simply didn’t stretch far enough. I refused to give up and decided to get a second option. I turned to Google in search of a good mortgage broker and came across Online Mortgage Advisor’s website. I used their matching service and was quickly introduced to a broker named Gareth, who clearly knew his stuff. Gareth explained to me that the lender I approached only offered mortgages based on 4.5 times income, but one of his lender contacts was willing to approve me for the same mortgage amount because they stretch to 5.5 times salary. Mortgage approval was a pleasant surprise!"

How we got Jason's mortgage approved!

Jason, OMA Customer

An award-winning formula

We know we offer a five-star service and the countless customers we’ve helped would agree, but it’s always nice to get formal recognition, too. Over the years, Online Mortgage Advisor has won several awards, including the coveted Trusted Service Award from Feefo and 2014 Start-Up of The Year from The Guardian newspaper.

Online Mortgage Advisor and the people behind it are regularly in the running for prestigious mortgage industry awards, too. In 2020, we were nominated for an accolade by What Mortgage Awards and Pete made the shortlist for the British Specialist Lending Awards. The following year, we were nominated for gongs at The British Mortgage Awards as well as What Mortgage Awards for a second year running.


Meet the team

We work with a network of mortgage brokers who have whole-of-market knowledge, niche expertise and a track record of delivering excellent customer service.


Contact us

Speak to one of the expert mortgage brokers we work with today by calling us on 0808 189 2301 or making an enquiry online. Then sit back and let us do all the hard work. We’ll match you with a broker with the right expertise for your circumstances. We could save you time and money! We don’t charge a fee and there’s no obligation or marks on your credit rating.

Ask Us A Question

If you want a bit more information or have a specific question about your mortgage application drop us a message, and an OMA Expert will be able to help!

Our Brokers

Get in touch today

Make an enquiry and we'll arrange for an experienced mortgage broker we work with to contact you straight away.

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