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Whatever your situation we've got it covered. Bad credit? Complex income? or Self employed? Get matched to a broker right for you and get the 'yes' you've been waiting for.
(No impact on your credit score)
Let us know the basics on our quick enquiry form, then we’ll match you to your perfect broker in minutes. And it won’t impact your credit score.
We will match you to a real human being who’s an expert in your circumstance with a proven track record at finding mortgage wins.
Your expert will find you the best deal that’s right for you and be with you every step of the way.
40% of our customers were declined before coming to us. Mortgage brokers know where to look for the best deals and we know that that place isn’t the same for every customer.
Small deposit? No problem! The new mortgage guarantee scheme has brought 5% deposit mortgages back with a bang. Not all lenders offer them yet, but a specialist broker can help you find one.
Our mortgage broker-matching service is 100% free for you to use. We will pair you up with the perfect advisor for your needs and circumstances and set up a free consultation between you and them. There will be no obligation to take things further and your credit report won’t be affected.
A mortgage broker is a person or company that acts as an intermediary between customers and mortgage lenders. Their role is to help customers find the best mortgage deal available to them, offer expert advice and guide borrowers through the application process.
We always challenge the specialist mortgage brokers we work with to go that extra mile, so when we get a positive review, it means everything to us. Our customers consistently give us full marks on Feefo, so you can rest assured that you will receive a five-star service from the accredited broker we match you with, whatever your background.
A mortgage broker can help you (the customer) navigate every stage of the mortgage process, from finding the right deal to finalising the application. Services they provide include advice on which product to choose, searching the market for the most suitable mortgage lender to approach, and assistance with application forms and paperwork.
Some mortgage brokers are paid in commission by the lender while others might charge a fixed fee. There are also brokers who charge an hourly rate as well as those who earn a percentage of the loan amount, with a fee of up to 1% being industry standard.
Some of the advisors we work with charge no up-front fees and only get paid in lender commission when the deal reaches completion.
No! The mortgage brokers we work with are different. All brokers have access to the entire market, but some specialise in specific areas, such as buy-to-let investments, self-employed customers and bad credit mortgages. These areas often call for advisors with niche knowledge and expertise, and our broker-matching service will take that into account when pairing you with your ideal advisor.
We know we offer a five-star service but it means the world to us when others recognise that, too. Over the years, Online Mortgage Advisor has won several awards, from Feefo’s prestigious Gold Trusted Service Award to The Guardian’s 2014 Start-Up of the Year. We’ve also been nominated for four mortgage accolades at prestigious industry events, including The British Mortgage Awards 2021 as well as the 2021 What Mortgage Awards.
We will only match you with a mortgage broker who specialises in customers just like you, has access to every mortgage lender on the market and has established relationships with them. This means you’ll have access to all of the deals that you qualify for, and maybe even a few broker-exclusive ones, too.
From low credit scores to bankruptcy find out how the right broker can help you get a mortgage with bad credit.
Get matched with a mortgage broker who specialises in the self-employed and people with complex income.
Find out how much you could save on your remortgage with the help of a mortgage broker who specialises in refinancing.
Find out what the longest mortgage term you could get is and learn the implications of taking out a lengthy agreement.
Looking for a mortgage after a recent pay rise? Find out how to evidence your pay rise and more in our detailed guide.
Looking for an Islamic mortgage? The experts we work with fully understand the needs of Muslim house buyers and can help you find a deal that’s fully compliant with Sharia law.
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Ask us a question
We know everyone's circumstances are different, that's why we work with mortgage brokers who are experts in all different mortgage subjects. Ask us a question and we'll get the best expert to help.
*Based on our research, the content contained in this article is accurate as of the most recent time of writing. Lender criteria and policies change regularly so speak to one of the advisors we work with to confirm the most accurate up to date information. The information on the site is not tailored advice to each individual reader, and as such does not constitute financial advice. All advisors working with us are fully qualified to provide mortgage advice and work only for firms who are authorised and regulated by the Financial Conduct Authority. They will offer any advice specific to you and your needs.
Some types of buy to let mortgages are not regulated by the FCA. Think carefully before securing other debts against your home. As a mortgage is secured against your home, it may be repossessed if you do not keep up with repayments on your mortgage. Equity released from your home will also be secured against it.
Maximise your chances of approval, whatever your situation. Find your perfect mortgage broker
Our broker matching service will match you to a real human being who’s a specialist in your circumstances – for free!
