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Your Mortgage Approval Is Finally Within Reach

Whatever your situation we've got it covered. Bad credit? Complex income? or Self employed? Get matched to a broker right for you and get the 'yes' you've been waiting for.

Find My Perfect Broker

(No impact on your credit score)

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Find your perfect broker

How it works

Three simple steps to getting your mortgage approved

Fill in our quick form

Let us know the basics on our quick enquiry form, then we’ll match you to your perfect broker in minutes. And it won’t impact your credit score.


Get matched

We will match you to a real human being who’s an expert in your circumstance with a proven track record at finding mortgage wins.


The right advice, first time

Your expert will find you the best deal that’s right for you and be with you every step of the way.

Get Started

Why use our mortgage broker-matching service?

40% of our customers were declined before coming to us. Mortgage brokers know where to look for the best deals and we know that that place isn’t the same for every customer.

  • Higher chance of approval
  • Tailored advice from a real human being
  • Fully vetted and trained OMA®Experts
  • By your side from start to finish
  • Plus… our matching service is FREE!
Find the right mortgage broker for you
We're so confident in our service, we

We know It's important for you have complete confidence in our service, and trust that you're getting the best chance of mortgage approval. We guarantee to get your mortgage approved where others can't - or we'll give you £100*


How we got Tayah's mortgage approved!

"I applied for a mortgage with Halifax after seeing a great deal online, but straight away my application was declined. They told me it was due to my credit history but didn't give much more detail than that. I came to Online Mortgage Advisor and they matched me to my broker Riyad who was able to identify the issue and find me a lender willing to accept my application."

How we got Tayah's mortgage approved!

Tayah, OMA Customer


How does our broker-matching service work?

Our mortgage broker-matching service is 100% free for you to use. We will pair you up with the perfect advisor for your needs and circumstances and set up a free consultation between you and them. There will be no obligation to take things further and your credit report won’t be affected.

What is a mortgage broker/advisor?

A mortgage broker is a person or company that acts as an intermediary between customers and mortgage lenders. Their role is to help customers find the best mortgage deal available to them, offer expert advice and guide borrowers through the application process.

Why our customers consistently rate us 5 stars

We always challenge the specialist mortgage brokers we work with to go that extra mile, so when we get a positive review, it means everything to us. Our customers consistently give us full marks on Feefo, so you can rest assured that you will receive a five-star service from the accredited broker we match you with, whatever your background.

What does a mortgage broker do?

A mortgage broker can help you (the customer) navigate every stage of the mortgage process, from finding the right deal to finalising the application. Services they provide include advice on which product to choose, searching the market for the most suitable mortgage lender to approach, and assistance with application forms and paperwork.

How does a broker work?

Some mortgage brokers are paid in commission by the lender while others might charge a fixed fee. There are also brokers who charge an hourly rate as well as those who earn a percentage of the loan amount, with a fee of up to 1% being industry standard.

Some of the advisors we work with charge no up-front fees and only get paid in lender commission when the deal reaches completion.

Aren’t all mortgage brokers the same?

No! The mortgage brokers we work with are different. All brokers have access to the entire market, but some specialise in specific areas, such as buy-to-let investments, self-employed customers and bad credit mortgages. These areas often call for advisors with niche knowledge and expertise, and our broker-matching service will take that into account when pairing you with your ideal advisor.

The place for award winning advice

We know we offer a five-star service but it means the world to us when others recognise that, too. Over the years, Online Mortgage Advisor has won several awards, from Feefo’s prestigious Gold Trusted Service Award to The Guardian’s 2014 Start-Up of the Year. We’ve also been nominated for four mortgage accolades at prestigious industry events, including The British Mortgage Awards 2021 as well as the 2021 What Mortgage Awards.

Online Mortgage Advisor Awards

The brokers we work with are whole of market

We will only match you with a mortgage broker who specialises in customers just like you, has access to every mortgage lender on the market and has established relationships with them. This means you’ll have access to all of the deals that you qualify for, and maybe even a few broker-exclusive ones, too.

Bluestone Mortgages
Barclays Mortgages
Secure Trust Bank Mortgages
Santander Mortgages
Principality Mortgages
Precise Mortgages
Natwest Mortgages
Nationwide Mortgages
Kensington Mortgages
Halifax Mortgages
About our whole of market brokers

As seen in

The Guardian
Daily Express
The Daily Telegraph
The Sun
Daily Mail

Ask us a question

We know everyone's circumstances are different, that's why we work with mortgage brokers who are experts in all different mortgage subjects.

Ask us a question and we'll get the best expert to help.

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FCA disclaimer

*Based on our research, the content contained in this article is accurate as of the most recent time of writing. Lender criteria and policies change regularly so speak to one of the advisors we work with to confirm the most accurate up to date information. The information on the site is not tailored advice to each individual reader, and as such does not constitute financial advice. All advisors working with us are fully qualified to provide mortgage advice and work only for firms who are authorised and regulated by the Financial Conduct Authority. They will offer any advice specific to you and your needs.

Some types of buy to let mortgages are not regulated by the FCA. Think carefully before securing other debts against your home. As a mortgage is secured against your home, it may be repossessed if you do not keep up with repayments on your mortgage. Equity released from your home will also be secured against it.

Maximise your chances of approval, whatever your situation - Find your perfect mortgage broker

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