Mortgage deposits
Want to know more about Mortgage Deposits? Read our hub to find the information you need
Most mortgage agreements require some kind of deposit, but how does this affect the deals you qualify for, the interest rate you end up with, and where can a mortgage deposit come from?
Read through our articles below to find the answers to all of these questions and more.
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A Guide to Mortgage Deposits
The place to begin for an introduction to mortgage deposit requirements, covering how much you’re likely to need and how deposits affect interest rates.
Proof of Deposit for a Mortgage
A guide to providing proof of deposit to a mortgage lender, how much proof lenders need and what they won’t accept as evidence of your funds.
High Deposit Mortgages
Find out how you can benefit from lower rates and a better deal by putting down more deposit and how a broker can help
Second Property Mortgage Deposits
Learn what the deposit requirements are for a mortgage on a second home and how to get the best rates with the amount you have.
Borrowing Money for Your Mortgage Deposit
Find out whether it’s possible for you to get a mortgage with a borrowed deposit, how to go about this and how a broker can help.
A Guide to Family Springboard Mortgages
An overview of how people can help family members get onto the property ladder through deposit schemes and how a broker can assist with this.
What deposit do I need for a bad credit mortgage?
Find out how much deposit you’ll need to put down to get a mortgage with bad credit and learn about the factors that determine this.
Gifted Deposit Mortgage Advice
A guide to getting a mortgage with a deposit made up of funds that were gifted to you and how this affects your chances of approval.
Government Mortgage Deposit Schemes
A rundown of the support schemes that can help you out if you have a low deposit, including Help to Buy and the mortgage guarantee scheme.
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