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Online Mortgage Advisor
  • Mortgage Types
    • Popular
      • First-Time Buyer
      • Remortgaging
      • Buy-to-Let
      • Shared Ownership
      • Commercial
      • 95% LTV Mortgages
      • Large Mortgages
      • Mortgage Repayments
    • Government Schemes
      • Help to Buy
      • Right to Buy
      • Help to Buy ISAs
    • Income Types
      • Self-Employed Mortgages Advice
      • Mortgages by Profession
      • Mortgages for Pensioners
      • All Income Types
    • Bad Credit
      • Bad Credit Mortgages
    • Other Categories
      • Conveyancing Advice
      • Mortgage Affordability
      • Mortgage Applications
      • Mortgage Brokers Hub
      • Mortgage Deposits
      • Mortgage Refused
    • Property Types
      • All Property Types
      • New Builds
      • Self-Build
    • Commercial & Investment
      • Development Finance
    • Interest Rate Types
      • Interest-Only Mortgages
      • Fixed-Rate Mortgages Hub
      • Tracker Mortgages
      • Variable Rate Mortgages
      • All Interest Rates Articles
    • Specialist Mortgages
      • Second Home Mortgages
      • Guarantor Mortgages
      • Offset Mortgages
      • Bridging Loans
      • Joint Mortgages
      • Overseas Mortgages
      • Second Charge Mortgages
      • Expat Mortgages
    • Equity Release
      • Equity Release
      • Lifetime Mortgages
  • Mortgage Calculators
    • Popular
      • Mortgage Calculators
      • Mortgage Overpayment Calculator
      • Shared Ownership Calculator
      • Offset Mortgage Calculators
      • Remortgage Calculator
      • Self-employed Mortgage Calculator
      • Stamp Duty Calculator: Stamp Duty Land Tax Rates
    • Buy-to-Let & Commercial
      • Buy-to-Let Mortgage Calculator
      • Commercial Mortgage Calculator
      • Free Rental Yield Calculator
    • Specialist Calculators
      • Self-Build Mortgage Calculator
      • Equity Release Calculator Online
      • Second Mortgage Calculator
      • Bridging Loan Calculator
  • Guides
    • Popular Guides
      • Simple Guide to Mortgages
      • First-Time Buyer
      • Buy-to-Let Mortgages
      • Remortgaging
      • Commercial Mortgages
      • Second Home Mortgages
      • Bad Credit Mortgages
      • Right to Buy
    • By Applicant Type
      • Self-Employed Mortgages
      • Mortgages for Professionals Explained
      • Mortgages for Pensioners
    • Special Mortgages
      • Bridging Loans
      • Equity Release
      • Shared Ownership
      • Lifetime Mortgages Explained
      • Development
      • Non-Standard Construction
      • Offset Mortgages
      • Second Charge Mortgages
      • Self-Build Mortgages
      • Guarantor Mortgages
      • Overseas
      • Expat
      • New Builds
      • Holiday Lets
      • Islamic Mortgages
      • Government Schemes
    • Mortgage Application Guides
      • Mortgage Applications
      • Getting Started With a Mortgage Advisor
      • Getting Approved For a Mortgage
      • Mortgage Lending Criteria
      • Declined Applications
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      • Get the Best Mortgage Rate
      • Interest-Only Mortgages
      • Fixed Rate Mortgages
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      • Borrowing Based on Salary
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Home / About Us / Editorial Guidelines

Editorial Guidelines

At Online Mortgage Advisor, we are dedicated to the highest standards of quality and accuracy in our content, aligning with the Financial Conduct Authority’s (FCA) guidelines.

All articles on this website are collaborations among members of our experienced team. We understand the importance of quality, accuracy, and accessibility in written financial content and have a rigorous process in place to meet our impeccable standards.

Our Editorial Principles

  • When creating content, we carefully verify and cross-check reliable sources such as government publications, financial institutions, and trusted financial news outlets.
  • We aim to create content that is clear, fair, and not misleading, providing a straightforward and balanced representation of the topic without omitting important information.
  • We strive for editorial integrity by providing impartial information and only recommending services we believe will benefit you.
  • We work with trusted, FCA-authorised mortgage advisers to review our content.
  • We regularly review and update content.
  • We are committed to making content accessible to everyone by using plain language and clearly explaining financial terminology.
  • We are clear and transparent about how we make money.

How our content is produced

Every piece of content published on our site undergoes a thorough and meticulous process designed to ensure it is accurate, up-to-date, aligned with FCA guidelines, and written impartially.

Our content creation starts with thorough research and drafting by our experienced editorial team, led by founder Pete Mugleston. Content is extensively reviewed, aiming to ensure it is accurate, up-to-date, informative, and impartial. At Online Mortgage Advisor, we have an expert review panel of highly experienced, FCA-authorised mortgage advisors. The content is then published on our website and regularly updated to reflect the latest information and changes.

Please note: Our content may include references to mortgage products. We understand that mortgage lending criteria, new products, and market rates change constantly.

While we strive to provide accurate and current information at the time of publication, the prices, terms, and conditions of mortgage products can change. We recommend double-checking with the product provider or a qualified mortgage adviser for the most up-to-date information.

How we update our content

We regularly update articles on our site to reflect the latest information. Our dedicated team frequently reviews the content on our website to identify and implement necessary updates. This aims to ensure that our content remains current and relevant.

Important Notice

We are passionate about creating helpful content that benefits our readers. However, it is important to note that the general information provided on our website is not personalised advice tailored to any individual reader and does not constitute financial advice. The information in our articles should not be used as a substitute for professional mortgage advice. All advisors working with us are fully qualified to provide mortgage advice tailored to your specific needs. For more detailed information, please read our terms of use.

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

Corrections

We strive for accuracy in all our content. If you notice any inaccuracies, please let us know by completing our form. For additional contact options, visit our contact page.

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Online Mortgage Advisor and OMA are trading names of Find A Mortgage Online Ltd who is Appointed Representative of TMG Direct Limited, which is authorised and regulated by the Financial Conduct Authority under Firm Reference Number 786245. Find A Mortgage Online Ltd is registered in England under number 08662127. OMA is a registered trade mark of Find A Mortgage Online Ltd (08662127) (TM Reg No UK00003421542).

We are registered with the Information Commissioner’s Office, under number registration No. ZA078235 and are authorised and regulated by the Financial Conduct Authority under Firm Reference Number 1011535.

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

Terms & Conditions

All of our content is written or verified by qualified advisors from the front line. Our guiding purpose is to ensure borrowers can make the best possible decisions by offering helpful and objective information and guidance on all things mortgages. Please send us a quick email at [email protected] if you spot anything you think needs checking or could be better. 

The guidance and/or advice contained within this website is subject to the UK regulatory regime, and is therefore targeted at consumers based in the UK. The overall cost for comparison is 4.8% APR. The actual rate available will depend upon your circumstances. Ask for a personalised illustration.

We may receive a commission or fee from any third party partner firm we introduce you to. We may also receive commission that will vary depending on the lender, product or permissible factors if we provide the advice ourselves. The nature of any commission model will be confirmed with you before you proceed with a mortgage.

*OMA Mortgage Approval Guarantee is subject to you providing satisfactory documentation. See T&Cs.

© 2025 Online Mortgage Advisor. All Rights reserved.

FCA Disclaimer

*Based on our research, the content contained in this article is accurate as of the most recent time of writing. Lender criteria and policies change regularly so speak to one of the advisors we work with to confirm the most accurate up to date information. The information on the site is not tailored advice to each individual reader, and as such does not constitute financial advice. All advisors working with us as well as any of our own are fully qualified to provide mortgage advice and work only for firms who are authorised and regulated by the Financial Conduct Authority. They will offer any advice specific to you and your needs.

Some types of buy to let mortgages are not regulated by the FCA. Think carefully before securing other debts against your home. As a mortgage is secured against your home, it may be repossessed if you do not keep up with repayments on your mortgage. Equity released from your home will also be secured against it.