How we got Kerry's mortgage approved!
Whatever your situation we've got it covered. Just ask one of our thousands of happy customers like Kerry. Get matched to a broker that's right for you and get the 'yes' you've been waiting for.
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In 2007 I moved into my rented council property with the hope that someday I might be able to purchase it for myself. I grafted and put money aside for the next 10 years and finally reached a point with my now husband where we might actually be able to own it.
"I’d recommend Online Mortgage Advisor to anyone who’s mortgage isn’t straightforward, and even if it is I’m sure the right broker could not only take the stress out of getting a mortgage but save you a load of time and money too."
Unfortunately a few years prior, my husband had acquired large debts alongside missed payments that were still on his credit file. With his credit score low and him acting as a carer for one of our children, I was worried about what this might mean when trying to secure a Right To Buy Mortgage.
I knew we needed a specialist, not just to overcome his credit situation but to guide us on our Right To Buy Mortgage, so I turned to the internet for help. After reading their reviews it was clear that using Online Mortgage Advisors’ broker matching service was a no brainer.
We were contacted by a broker very quickly
And I was shocked at how positive they were about our situation. The advisor was fantastic and put a plan together on how to secure our mortgage. They told us that a lender would allow us to use our local authority discount as a deposit on a new property, which meant our deposit savings could then be used to pay off my partner’s debt and all we needed to do was focus on building his credit score which we did through putting utilities in his name and getting a credit card to pay off in full each month.
It’s amazing how a 5 minute conversation was able to turn our fortunes around. The broker continued to work their socks off and even spotted a service charge of 1p on the deeds which, left unnoticed, could have led to the mortgage not being completed.
It wasn’t long before we could finally say we owned the house. We even managed to use some of our leftover deposit savings to start on much needed renovations. I’d recommend Online Mortgage Advisor to anyone who’s mortgage isn’t straightforward, and even if it is I’m sure the right broker could not only take the stress out of getting a mortgage but save you a load of time and money too.
"I knew we needed a specialist, not just to overcome his credit situation but to guide us on our Right To Buy Mortgage"