Fixed-Rate Mortgages

Key information you need to know about fixed-rate mortgages in the UK.

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A fixed rate mortgage can be a good way to save money and enjoy the peace of mind that comes with having set monthly mortgage payments each month. It is, however, a good idea to do some research before choosing a fixed rate mortgage because not all fixed rate mortgages come with the same rates, terms and conditions, and there may be alternatives to consider.

Read through our articles below to find out more about fixed rate mortgages, including how to get one, what other options to think about and how to find the right broker.

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A Guide to Fixed-Rate Mortgages

A comprehensive guide to fixed-rate mortgages, covering how they work, how to get one and where to turn for specialist advice about them.

Selling a House While in a Fixed Rate Mortgage

Find out what happens if you need to sell a property that has a fixed-rate mortgage secured against it, including workaround solutions and more.

Getting Out of a Fixed Rate Mortgage Early

How to get out of a fixed-rate mortgage during the introductory interest rates period, covering the potential implications of this and much more.

Remortgage Before the End of a Fixed Term

How to remortgage a fixed-rate mortgage, including what the process entails, how to get the best interest rates when you refinance and much more.

Should I get a 2, 3 or 5-year Fixed Rate Mortgage?

A guide covering the different introductory rates periods you can typically get on a fixed-rate mortgage and how to choose the right one for you.

What Happens at the End of a Fixed Rate Mortgage?

An overview of your options when the introductory rates period on a fixed-rate mortgage expires, including remortgaging with a new lender and more.

Advantages and Disadvantages of Fixed Rate Mortgages

A rundown of the pros and cons of a fixed-rate mortgage to help you decide whether it’s the right mortgage type for your requirements.

Changing Your Mortgage After a Fixed Term

Find out whether you can make changes to your mortgage or switch to a new mortgage lender if you’re locked into a fixed-rate agreement.

Long Term Fixed Rate Mortgages UK

Learn what the longest fixed-rate mortgage term lengths are and the full implications of entering a deal with a lengthy introductory rate period.

Buy to Let Fixed Rate Mortgages

A guide to fixed-rate buy-to-let mortgages, covering how they work, how to go about getting one, and what alternative investment mortgage types are available.

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*Based on our research, the content contained in this article is accurate as of the most recent time of writing. Lender criteria and policies change regularly so speak to one of the advisors we work with to confirm the most accurate up to date information. The information on the site is not tailored advice to each individual reader, and as such does not constitute financial advice. All advisors working with us are fully qualified to provide mortgage advice and work only for firms who are authorised and regulated by the Financial Conduct Authority. They will offer any advice specific to you and your needs.

Some types of buy to let mortgages are not regulated by the FCA. Think carefully before securing other debts against your home. As a mortgage is secured against your home, it may be repossessed if you do not keep up with repayments on your mortgage. Equity released from your home will also be secured against it.