Check & Improve Your Credit Report – Get Mortgage-Ready

Your credit file is key to securing the best mortgage deals. Lenders and mortgage brokers use it, so knowing your score and ensuring it’s accurate is crucial.

Get Your Credit Report Today

Access your full credit file in minutes, improve your score, and fix errors – so you're ready to secure the best mortgage deal

View My Credit Report View My Credit Report

Sign Up For Your Free Trial With Checkmyfile (Cancel Anytime)

Checkmyfile is a leading UK credit report service. As our partner, they’re offering you a 30-day free trial to access your entire credit file. After the trial, it’s just £14.99 per month, and you can cancel anytime.

Access your credit report, view insights into your credit history, correct errors, and take action to improve your score. Get prepared for your mortgage application today. Free for 30 days then £14.99 per calendar month - cancel anytime.

30-Day Free Trial (Cancel Anytime)

Why Your Credit File Matters

Your credit file is critical during any mortgage application. Checkmyfile combines information from three credit reference agencies into one easy-to-see dashboard. View your score, correct errors in your file, and identify actions to improve your score.

A better credit score can increase your chances of approval and give you access to better deals.

Tamsin's Story

"Without Online Mortgage Advisor, we'd have certainly lost our home"

After a bad credit rating stopped Tamsin’s mortgage application in it’s tracks, see how expert advice helped Tamsin keep her family home, and read other success stories from our customers

Tamsin Maclellan

FAQs

It is recommended that you input at least six months’ address history. If you enter any less than this, the credit reference agencies might struggle to present a full picture of your creditworthiness. Remember that there are ways to build up credit quickly if you only have less than six months’ worth of address history.

Two minutes! You sign up for the trial of your choice, key your payment details so they can verify your identity, and then you can log in to view your credit reports online immediately.

If you see something inaccurate on your credit files, contact the relevant credit reference agency, and they can remove it. If you spot anything suspicious, such as potential fraud, your credit report provider will advise you on the next steps to report the issue. You may want to consider placing any applications for new finance on hold until the matter is resolved.

Find out why over 600,000 customers have chosen us

Check & Improve Your Credit Report – Get Mortgage-Ready