Bridging Loans Hub
Need short-term finance to bridge a gap? We have advisors who specialise in bridging loans and can help you find the right lender.
Bridging Loans
A bridging loan is a short-term loan often used to bridge the gap between buying a new property and selling your current one. They can also be used for auctions, renovations, or when you need fast access to funds.
Unlike standard mortgages, bridging loans are designed to be temporary, usually lasting from a few weeks up to 12 months. Because of this, lenders look closely at your exit strategy, which means how you plan to repay the loan, for example, selling the property, refinancing or another source of funds.
At Online Mortgage Advisor, our specialists understand the bridging loan market and the lenders who offer them. They will explain how the loans work, what costs to expect, and which options are most suited to your situation.
“Bridging loans are flexible and fast, but lenders want to see a clear repayment plan. We explain the costs upfront and guide you to lenders who are comfortable with your circumstances.”
Use our bridging loan calculator
Use our calculator to see how much you could borrow with a bridging loan and what the repayments might look like.
Read our guides
Browse our bridging loan guides to understand how they work, the costs involved, and when they may be suitable.
Compare bridging loan deals
Use our comparison tool to check lenders currently offering bridging loans.
Speak to an expert
Get matched with an advisor who specialises in bridging finance and knows which lenders are most likely to approve your application.
Our advisors know how bridging loans are assessed and can help you secure the right deal quickly. Make an enquiry today.
Our Guides
Expert mortgage guidance tailored for bridging loans.
Mortgage Tools & Calculators
Professional tools designed to help you understand your mortgage options, compare rates, and make informed decisions about your financial future.
More Guides on Bridging Finance
Frequently Asked Questions
Still have questions about mortgages, rates, or the application process? Our comprehensive FAQ section covers everything from first-time buyer queries to complex remortgage scenarios.
Bridging loans are designed to be quick, and some lenders can release funds within a few days.
The speed does depend on how prepared you are; you will need to have all documents ready and legal work ready in place. What’s also important is your exit strategy.
Lenders need to know there is a clear and realistic plan for how the loan will be repaid; this could be shown with a plan to sell the property or through refinancing. A solid exit strategy can help avoid delays.
Bridging loans are often used when you need short-term finance that a standard mortgage cannot provide quickly enough.
Common situations include buying a property at auction, funding renovations before refinancing or selling, bridging the gap between selling your current property and buying a new one, or releasing funds tied up in a property for business or investment purposes.
They are flexible, but always temporary, which is why planning your next step is essential.
A mortgage advisor will search the market for you and recommend the best deal based on your situation. They do more than compare rates. They understand lender criteria, manage the paperwork, and know how to get complex cases approved.
With expertise in specialist mortgages and strong lender relationships, they save you time, reduce the risk of rejection, and often access deals not available directly.
Online Mortgage Advisor is an FCA-authorised mortgage broker serving customers nationwide. We match you with specialists who excel in situations like yours.
Over 600,000 borrowers have trusted us to help them find the right deal, and we are rated Excellent on Trustpilot.
Your first chat with an advisor is always free and comes with no obligation. If you choose to go ahead, fees vary depending on the complexity of your case, but you will always know the cost upfront. You will never be charged without agreeing to it first.
Customer Success Stories
Find out your best mortgage options today
You’ll have a dedicated team by your side from questions to completion, with clear choices and costs explained upfront. We’ll match you with a mortgage advisor specialising in your unique situation.