Development Finance
Planning a property development project? We have advisors who specialise in development finance and can guide you on the lenders most likely to back your plans.
Development Finance Advice
Development finance is a form of short-term loan, designed for use in self-builds, building projects, and commercial refurbishments.
Instead of releasing the funds all at once, lenders usually release funds in stages known as drawdowns. This allows them to monitor progress and reduce risk.
Costs are higher than standard mortgages, with fees and interest charged monthly. Lenders also require a clear exit strategy, such as selling the finished property or refinancing once the project is complete. Because of this, the process can feel more complex than a standard mortgage.
At Online Mortgage Advisor, we have advisors who specialise in development finance. They will explain how the process works, help you present your project in the best light, and guide you to lenders who are comfortable with your type of development.
“Development finance can be complex, but the key is a clear plan. We explain the costs, the drawdown process, and your exit strategy so you can move forward with confidence.”
Check your affordability
Use our calculator to estimate borrowing power and the likely costs of development finance.
Read our guides
Browse our development finance guides to learn about drawdowns, exit strategies, and the necessary documents.
Compare development finance deals
Use our comparison tool to see which lenders are currently offering development finance products.
Speak to an expert
Get matched with an advisor who understands development finance and knows which lenders are most likely to support your project.
We have advisors who specialise in development finance and can help you present your project to lenders in the right way. Make an enquiry today.
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Frequently Asked Questions
Still have questions about mortgages, rates, or the application process? Our comprehensive FAQ section covers everything from first-time buyer queries to complex remortgage scenarios.
The requirements for a deposit will vary depending on your lender, but most will want a deposit of between 25% to 40%.
You can typically borrow between 50% to 70% of the site value and up to 100% of the cost of the build.
A mortgage advisor will search the market for you and recommend the best deal based on your situation. They do more than compare rates. They understand lender criteria, manage the paperwork, and know how to get complex cases approved.
With expertise in specialist mortgages and strong lender relationships, they save you time, reduce the risk of rejection, and often access deals not available directly.
Online Mortgage Advisor is an FCA-authorised mortgage broker serving customers nationwide. We match you with specialists who excel in situations like yours.
Over 600,000 borrowers have trusted us to help them find the right deal, and we are rated Excellent on Trustpilot.
Your first chat with an advisor is always free and comes with no obligation. If you choose to go ahead, fees vary depending on the complexity of your case, but you will always know the cost upfront. You will never be charged without agreeing to it first.
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You’ll have a dedicated team by your side from questions to completion, with clear choices and costs explained upfront. We’ll match you with a mortgage advisor specialising in your unique situation.