Higher chance of approval 
CCJ Mortgage Affordability
To get mortgage ready, our customers usually want (and need) 3 things:
✅ Check if you qualify
💷 Check affordability
📊 Check rates and costs
Our tool gives you a good idea of what is possible depending on the key information lender will want to know about your CCJ and other mortgage-critical information.
👉🏼 NOTE: No calculator will give specific advice or guarantee you approval (and if it pretends to do this run away!).
🚀 Our mission is to ensure you make the best possible decisions, and get the absolute best mortgage you can get. In order to get the right advice and maximise your chance of approval with the best deal, you’ll need the right expert to help. That’s where we come in – OMA® Verified advisors give you access to more lenders, more mortgages, and help you maximise what you can borrow at the best deals possible.
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Superb response and knowledgeable advisor
Steve, the financial advisor, contacted me within the hour and was very friendly, knowledgeable and professional. He seemed to relish my non standard requirement, diligently kept me updated during the day and we struck up a great relationship. Very impressed.
Peter Costello
Great Service
Everything has been smooth, contact has been nice and fast all of my questions have been answered fully
Martin
Very quick response
Very quick response from Pete. Very helpful, friendly and knowledgeable. I would definitely recommend. Thanks again Pete
Lindsey
Rated 4.8 out of 5 stars across Trustpilot, Feefo and Google
About the author
Pete, an expert in all things mortgages, cut his teeth right in the middle of the credit crunch. With plenty of people needing help and few mortgage providers lending, Pete found great success in going the extra mile to find mortgages for people whom many others considered lost causes. The experience he gained, coupled with his love of helping people reach their goals, led him to establish Online Mortgage Advisor, with one clear vision – to help as many customers as possible get the right advice, regardless of need or background.
Pete’s presence in the industry as the ‘go-to’ for specialist finance continues to grow, and he is regularly cited in and writes for both local and national press, as well as trade publications, with a regular column in Mortgage Introducer and being the exclusive mortgage expert for LOVEMoney. Pete also writes for Online Mortgage Advisor of course!
Pete Mugleston
Mortgage Advisor, MD