Which Accountant Qualifications do Mortgage Lenders Accept?

Although every mortgage lender is different in terms of the type of self-employed incomes they’ll accept and how they want this evidenced, most use full accounts or references and will require the applicant’s accountant to have certain credentials.

To clear up any confusion around which qualifications your accountant will need to have to support your mortgage application, we've put together this brief guide.

What qualifications should my accountant have to support my mortgage application?

An accountant can only vouch for your creditworthiness for a mortgage application if they have a recognised qualification under their belt. In terms of what mortgage lenders accept, Chartered and Certified Accountants certificates are industry standard.

Other recognised credentials include Institute of Financial Accountants, Association of Accounting Technicians, Association of Authorised Public Accountants, Association of International Accountants and Association of Taxation Technicians.

We've created this table detailing the main bodies and qualifications allowed by most lenders...

If an accountancy qualification is not in the list above, it doesn’t mean it's not considered, but this forms almost all of the bodies and qualifications allowed by most lenders.

If you are unsure if your accountant will be suitable, or you are looking for help finding the right self-employed mortgage, then make an enquiry with us today and we'll have an expert answer any questions you might have.