Interest-Only Mortgages Hub

Interest-Only Mortgages Hub

If you’re considering an interest-only mortgage, as opposed to a standard repayment one, the specialist brokers we work with can help you get approved.
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With most interest-only mortgages, borrowers only need to settle the interest each month and won’t need to pay off the capital until the end of the term. This has several advantages, especially if you like the idea of lower monthly outgoings, but there are pitfalls to consider too.

Read through our range of articles on interest-only mortgages to learn all about them, including how they work, how to qualify for one and which repayment vehicles are acceptable. Interest-only is a popular option when considering a buy-to-let mortgage.

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Explore our FAQs to find answers to common questions about buy-to-let mortgages and learn how our service can help you.

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This will depend on your circumstances, but you should be aware that you will have to pay off the capital at the end of your term.

Most lenders have stricter criteria for interest-only mortgages, and they will require a high income, good credit score, and a large deposit.

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