Overseas Mortgage Broker

If you’ve been looking into your options for buying property abroad, you may have already explored the possibility of overseas mortgages. But what you may not know is that there are also specialist international mortgage brokers who can help with your plans.

This guide covers everything you need to know about overseas mortgage advisors and how they can assist UK buyers in purchasing homes abroad. We’ll explain how much it costs to use these brokers and where you can find a skilled advisor.

Keep reading for a complete explanation, or click the link below to jump straight to a section…

Are there specialist overseas mortgage brokers?

Yes! Just like there are specific international mortgage lenders, there are also mortgage brokers who focus on overseas property purchases.

Most lenders and advisors don’t want to be involved with buying foreign property, but a small number of advisors have direct experience in this area. This proven track record also means close relationships with international mortgage providers.

Services these advisors can offer

There are numerous benefits when using a specific overseas mortgage advisor. Past experience securing finance for UK buyers looking to purchase foreign or offshore property means they can assist with your goals. Here’s what you can expect by making the most of a bespoke international broker’s services:

How to find a broker who can help with an international mortgage

There aren’t many specialist overseas mortgage brokers in the UK, making finding a top advisor difficult. This is where we can help. We work with a network of brokers who are experts in particular areas of finance, meaning we can introduce you to a fully-vetted advisor who specialises in international mortgages.

The major benefit of dealing with an experienced advisor from our network is that we can guarantee they will be independent, qualified, accredited and provide you with a level of service you won’t find elsewhere. Many advisors we work with also have direct relationships with overseas mortgage lenders, allowing you to benefit from their expertise.

This means they can introduce you to the right finance provider from day one, saving you plenty of time and effort. If you’d like to speak with an overseas mortgage specialist based in the UK, just make an enquiry. We’ll introduce you to your ideal international mortgage broker.

Country-specific brokers

The country where you’re looking to buy property can narrow down your choice of brokers and overseas mortgage lenders. Rules and regulations for home ownership can vary wildly, so it’s well worth speaking to experts who understand that particular market.

For example, some international brokers and lenders focus on individual countries, such as:

• European countries – Italy, Germany, France, Spain, Republic of Ireland, The Netherlands, Croatia, Denmark, Malta, Poland, Cyprus, Gibraltar, Portugal, Monaco.
• Asia – Turkey, Singapore, Thailand.
• The Americas – USA and Canada.
• Africa – South Africa.
• UK territories – Isle of Wight, Isle of Man, Jersey, Guernsey.

Don’t fret if the foreign country where you want to buy property isn’t on this list. There are still brokers who can help find solutions. The mortgage application and approval process operates differently across various regions and currencies, so it’s well worth dealing with experts who understand the specific property market you want to access.

Cost and fees for an international mortgage advisor

You may be wondering how much this expert service costs. Well, it’s not as much as you might think. Most international mortgage brokers will only take a fee if they’re successful in getting your ideal overseas mortgage. This fee often ranges from 0.3% to 1% of the total finance, but it can be higher depending on the complexity of your deal.

A small number of brokers will also charge a flat fee for certain services. However, the major upside is that any money spent towards specialist broker services will often be more than recouped by getting a competitive international mortgage that will save you plenty of money over the life of the loan.

The major advantage of finding your overseas mortgage expert through us is that all the brokers we work with adhere to our ‘fair-fee’ policy. This means strict limits on what they can charge for and a commitment to a total refund if they don’t get your international mortgage approved.

Get matched with a specialist overseas mortgage broker

Using a specialist overseas mortgage broker is a necessity if you want to buy property abroad and get the most competitive finance terms available. But, finding a trusted and experienced advisor can be challenging, which is where we come in.

We offer a broker-matching service. This means we’ll quickly assess your foreign property purchase plans and then introduce you to an expert international mortgage broker that can help achieve your home ownership goals.

Just call 0330 818 7026 or make an enquiry. We’ll arrange a free, no-obligation chat between you and an overseas mortgage specialist today.