Remortgage Advice
Looking to switch your mortgage? Our advisors specialise in remortgages and can help you save money, release equity, or find a deal that suits your needs.
Remortgaging
Remortgaging simply means moving from your current mortgage deal to a new one, either with your existing lender or a different one. Most people remortgage when their initial fixed or discounted deal ends, as moving onto a standard variable rate (SVR) usually means higher monthly payments.
There are lots of reasons to remortgage. You might want to save money with a better rate, borrow more to fund home improvements, release equity for another purpose, or consolidate debts. Some people also remortgage to switch to a more flexible deal.
At Online Mortgage Advisor, our specialists understand the remortgage process inside out. They’ll review your situation, explain your options in plain English, and match you with lenders offering the most suitable deals.
Find out when you can remortgage and how to get the best remortgage deal.
If you’re remortgaging with bad credit or are self-employed we can help you find the options available. Find out what your payments could be with our helpful remortgage calculator.
“Remortgaging can save you money or unlock new options, but timing and lender choice are key. We’ll guide you through the process and find the right deal for your situation.”
Check your affordability
Use our remortgage calculator to see what your new monthly repayments could be.
Read our guides
Browse our remortgage guides to understand timing, equity release, debt consolidation, and switching deals.
Compare remortgage deals
Use our comparison tool to view current products across the market and see which could save you money.
Speak to an expert
Get matched with an advisor who specialises in remortgages and knows which lenders are most likely to accept your application.
Our advisors know when a remortgage makes sense and which lenders offer the best-fit deals. Make an enquiry today.
Our Guides
Expert mortgage guidance tailored for remortgaging.
Mortgage Tools & Calculators
Professional tools designed to help you understand your mortgage options, compare rates, and make informed decisions about your financial future.
Frequently Asked Questions
Still have questions about mortgages, rates, or the application process? Our comprehensive FAQ section covers everything from first-time buyer queries to complex remortgage scenarios.
Yes, you can remortgage with your current lender through a process known as a product transfer. This allows you to switch to a new mortgage deal without the need for a full application or new affordability checks, as the lender already has your repayment history. Product transfers are often quicker and more straightforward than switching to a new lender.
Remortgaging typically takes around four to six weeks, depending on your circumstances and the lender’s processing times. Factors that can influence this include how quickly you provide necessary documents, whether a property valuation is required, and how efficient your solicitor or conveyancer is in handling the legal work.
A mortgage advisor will search the market for you and recommend the best deal based on your situation. They do more than compare rates. They understand lender criteria, manage the paperwork, and know how to get complex cases approved.
With expertise in specialist mortgages and strong lender relationships, they save you time, reduce the risk of rejection, and often access deals not available directly.
Online Mortgage Advisor is an FCA-authorised mortgage broker serving customers nationwide. We match you with specialists who excel in situations like yours.
Over 600,000 borrowers have trusted us to help them find the right deal, and we are rated Excellent on Trustpilot.
Your first chat with an advisor is always free and comes with no obligation. If you choose to go ahead, fees vary depending on the complexity of your case, but you will always know the cost upfront. You will never be charged without agreeing to it first.
More Remortgage Guide
Customer Success Stories
Find out your best mortgage options today
You’ll have a dedicated team by your side from questions to completion, with clear choices and costs explained upfront. We’ll match you with a mortgage advisor specialising in your unique situation.