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£30k Mortgage

If you find yourself thinking 'I want to borrow £30,000 but not I'm not sure how much it will cost me' or 'how much is a £30,000 mortgage going to cost me?' then the mortgage repayment tables below should help answer your questions.

We have devised these so that the monthly costs for different rates and terms on a £30,000 mortgage loan are displayed, with £1000 increments (for example if you wanted to look at 25k mortgages). The rates range from 1% to 5% and the terms range from 15 to 30 years to help you compare £30000 mortgage repayments.

1% 15yr 20yr 25yr 30yr
30000 £179.55 £137.97 £113.06 £96.49
31000 £185.53 £142.57 £116.83 £99.71
32000 £191.52 £147.17 £120.60 £102.92
33000 £197.50 £151.77 £124.37 £106.14
34000 £203.49 £156.36 £128.14 £109.36
35000 £209.47 £160.96 £131.91 £112.57
36000 £215.46 £165.56 £135.67 £115.79
37000 £221.44 £170.16 £139.44 £119.01
38000 £227.43 £174.76 £143.21 £122.22
39000 £233.41 £179.36 £146.98 £125.44

2% 15yr 20yr 25yr 30yr
30000 £193.05 £151.77 £127.16 £110.89
31000 £199.49 £156.82 £131.39 £114.58
32000 £205.92 £161.88 £135.63 £118.28
33000 £212.36 £166.94 £139.87 £121.97
34000 £218.79 £172.00 £144.11 £125.67
35000 £225.23 £177.06 £148.35 £129.37
36000 £231.66 £182.12 £152.59 £133.06
37000 £238.10 £187.18 £156.83 £136.76
38000 £244.53 £192.24 £161.06 £140.46
39000 £250.97 £197.29 £165.30 £144.15

3% 15yr 20yr 25yr 30yr
30000 £207.17 £166.38 £142.26 £126.48
31000 £214.08 £171.93 £147.01 £130.70
32000 £220.99 £177.47 £151.75 £134.91
33000 £227.89 £183.02 £156.49 £139.13
34000 £234.80 £188.56 £161.23 £143.35
35000 £241.70 £194.11 £165.97 £147.56
36000 £248.61 £199.66 £170.72 £151.78
37000 £255.52 £205.20 £175.46 £155.99
38000 £262.42 £210.75 £180.20 £160.21
39000 £269.33 £216.29 £184.94 £164.43

4% 15yr 20yr 25yr 30yr
30000 £221.91 £181.79 £158.35 £143.22
31000 £229.30 £187.85 £163.63 £148.00
32000 £236.70 £193.91 £168.91 £152.77
33000 £244.10 £199.97 £174.19 £157.55
34000 £251.49 £206.03 £179.46 £162.32
35000 £258.89 £212.09 £184.74 £167.10
36000 £266.29 £218.15 £190.02 £171.87
37000 £273.68 £224.21 £195.30 £176.64
38000 £281.08 £230.27 £200.58 £181.42
39000 £288.48 £236.33 £205.86 £186.19

5% 15yr 20yr 25yr 30yr
30000 £237.24 £197.99 £175.38 £161.05
31000 £245.15 £204.59 £181.22 £166.41
32000 £253.05 £211.19 £187.07 £171.78
33000 £260.96 £217.79 £192.91 £177.15
34000 £268.87 £224.38 £198.76 £182.52
35000 £276.78 £230.98 £204.61 £187.89
36000 £284.69 £237.58 £210.45 £193.26
37000 £292.59 £244.18 £216.30 £198.62
38000 £300.50 £250.78 £222.14 £203.99
39000 £308.41 £257.38 £227.99 £209.36


Our tables are simply examples and not definite figures, therefore you may be able to find a more convenient rate or term on a mortgage for £30,000 to suit your needs.


Personal Loans

If you are looking to borrow £30,000 or an amount similar in the lower range of the 30's, then a personal loan may be a better option.

A 10k loan could help if you can't quite secure £30,000 mortgage payments through a bank for example. This would lower the amount you need to borrow from a lender, in this case a 10k personal loan would reduce the required mortgage amount to £20,000. The lender would see there to be less risk involved in providing a mortgage at a lower amount, therefore increasing your chances of getting a mortgage.

We do have some customers look on this page with the enquiry - 'if I earn £30,000, what mortgage would I be able to afford' - and if this is the case for you then please follow this link to our mortgage calculator.


If you're ready to make an application or if you just have an enquiry, please fill out our quick form below and an expert will be in touch ASAP. If you require help immediate assistance please call 0800 304 7880.

 


Updated: 22nd August 2018
OnlineMortgageAdvisor 2018 ©

FCA disclaimer

The information on the site is not tailored advice to each individual reader, and as such does not constitute financial advice. All advisors working with us are fully qualified to provide mortgage advice and work only for firms who are authorised and regulated by the Financial Conduct Authority. They will offer any advice specific to you and your needs.

Think carefully before securing other debts against your home. As a mortgage is secured against your home, it may be repossessed if you do not keep up with repayments on your mortgage.

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